CASHNET - frank miller stated I owed them money,and i was being sued. i never applied for a loan through them Internet

   It has become clear from numerous reports of this scam, that the scammers have come into posession of a large amount of personal information, including names, addresses, phone numbers, references, bank acct. numbers and social security numbers.   Most of those reporting the scam indicate that at some time in the past, they filled out an online loan application.    My guess is that these scammers have obtained (most likely illegally) a large database of this personal info.  

  While these particular scammers are only using the info to try to make themselves appear to be a legitimate collector, that does not mean they couldn't sell the info to some other criminal when they are done with it.    The amount of information they are revealing on these phone calls is enough to allow anyone to steal your identity.

  If you've received one of these scam calls, you should consider your identity to be at risk.   I highly recommend going to the FTC's identity theft website and taking the precautions outlined there :

http://www.ftc.gov/bcp/edu/microsites/idtheft/