Thanks for your response.
I think I just expect honesty, no matter how ugly it is. They could have been upfront about things.
I called yesterday and the woman informed me the "hold" on the funds would "fall off" on midnight of the night the transfer was placed and then declined.
This morning, that money is still not in my account. I called my bank and they verified Western Union still had hold of it and probably would for 3 business days. I called Western Union back just to see about the "fall off". And the operator apologized sincerely (what a phenomenon) and said what I should have been told was that it would take at least 3 business days before the hold was released and my bank would have to pick up on this release before it was back into my account.
I also found this site and learned that so many others have had the same or similar experience with basically their transfers being declined and their money being in limbo for days and sometimes weeks.
Seems like if western union is that afraid to do business, it's time to close up shop.
BTW from reading the comments on that site, another factor may have been that I was sending the money to Guam. Although it wouldn't make sense since Guam is still a U.S. Territory. They pay US taxes just like the rest of us.
sorry, …allowing you to give a competitors name would instigate others to just file against their competition, to only come back later to suggest their company… your comments on this policy are welcome! CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.