I had exactly the same issue, but in October. Their explanation to me was that by changing my monthly plan, that made my payment date a day earlier, although I never received any notification that this was the case. I have spoken to their consumer escalation division, after writing to them several times, and she agreed that I was never told of my new due date, but still refused to credit that month towards my shrinkage plan. I filed a complaint with the Florida division of consumer affairs, and today received a response saying Boost refused to cooperate, so they closed the file "closed unsatisfactorily". This seems a simple matter, but their refusal to extend good customer service is simply mind-boggling.