Aaron Delgado And Associates
Miami Florida
U.S.A.
|
|
Aaron Delgado And Associates collection company ripoff Miami Florida
1Author
1Consumer
0Employee/Owner
About a month ago I pulled my credit report and noticed that a collection account from Aaron Delgado and Associates was on it trying to collect a debt. I had no idea who they were and since I am in the process of getting my credit straightened out, this is one of the last things I noticed on my credit report.
So I call them and ask about the account. I ask to be sent validation. They're saying it's for an old car insurance policy that I had back in 1999. I ask them to send validation of the debt and they said "No. We're not sending you anything. We've already sent several letters to you." I ask what address did you send them to?
They repeated the address to me. An address I have not lived at since 2000. This debt occured in Florida and I am now in California. It's 2006 and I asked them again to send validation of the debt and they refused. So I ask to speak with a supervisor. She refuses to speak with me and tells the girl on the phone with me that they do not have to send me anything "by law" and that I can make all the requests I want, bottom line is, they don't have to prove anything.
So I said fine. I'll be reporting this to the credit bureau, FDA, etc.. The woman says "Okay. Have a nice day!"
Since then I have been checking my mail and still have not received anything. Sent letters to them and nothing. I have also disputed the debt with the credit bureaus and it keeps coming back as "valid". Statue of limitations is up on this debt and not only that but when I pulled my credit report again, they changed all of the original dates from 2000 to 2006.
J
Clearlake, California
U.S.A.
Click Here to read other Ripoff Reports on Aaron Delgado
REBUTTALS & REPLIES:
1Author
1Consumer
0Employee/Owner
Updates & Rebuttals
#1 Consumer Suggestion
AUTHOR: Jeff - Pewaukee (U.S.A.)
SUBMITTED: Friday, January 19, 2007
POSTED: Friday, January 19, 2007
First off, never ever talk with anyone from a collection agency! If you do tape it. File a complaint with Calif. Atorney General. California is tough on dirtbag collectors. Provide copies of the reports showing the previous dates and the dates being changed to 2006.
It appears to be a time-barred debt. File a complaint with the Federal Trade Commission. Do a mail in with the reports. You got the perfect case to collect money. They are reaging accounts which is a violation of FDCPA.
Go to BudHibbs.com ask for help. its free. I am not an attorney. Consult an attorney NACA attorney. They will take your case on a continency basis usually.
Good Luck
Never ever pay these scumbags. That resets the statute of limitations.
nathan-milwaukee
#2 Owner of Company
AUTHOR: Aaron Delgado & Associates - Lake Worth (U.S.A.)
SUBMITTED: Monday, June 16, 2008
POSTED: Monday, June 16, 2008
We follow what the FDCPA laws require us to do. I think this is EXTREMELY unfair that this was written about our company. We take pride in everything we do and would try to assist anyone that contacts our office in a professional manner!
