• Report: #724567

Complaint Review: Cash Advance USA

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  • Submitted: Monday, May 02, 2011
  • Last Posting: Monday, August 15, 2011
  • Reported By: Brian — Northern Minnesota United States of America
Cash Advance USA
New York New York United States of America

Cash Advance USA PCS Payday loan scam claiming money owed to Cash Advance USA New York, New York

*Consumer Comment: tell him you will western union the money


1Author 3Consumer 0Employee/Owner

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The SCAM lives! The past couple of weeks I have been getting phone messages at home and work from a "Carl Peterson" or "Jack Williams" with a heavy Indian accent. The company is called Public Credit Services 347-292-8536 (Fax 646-224-9593) based in New York, NY.

They claim I owe $300.00 to Cash Advance USA, an internet payday loan company. Last summer I did get 1 loan each from Ameriloan and Star Cash Processing which were deposited in my bank and then REPAID IN FULL over the course of 6 months. I have my bank and loan company records to prove it.

This company, Public Credit Services claims to represent Cash Advance USA for unpaid loans and threatens lawsuits if not paid. I asked them to send me a copy of the original contract (which I have) I signed or a phone number of Cash Advance USA to verify their claim. He refused, claiming they were the contact agency.

I'm guessing now, but somehow they got my information including my social security number from an online application. Stupid of me to put it out there, I know.

I called Star Cash Processing today to see if they were connected to them or knew anything about about them. The girl I talked to said they were aware of this and it's a SCAM!! I gave her all the information I had and she was filing a fraud complaint to stop these guys. She said Homeland Security was also involved in tracking these scammers down. She said that the next time they call to tell them that you know it's a SCAM and your reporting them to the police.

This report was posted on Ripoff Report on 5/2/2011 11:47:11 AM and is a permanent record located here: http://www.ripoffreport.com/collection-agency-s/cash-advance-usa/cash-advance-usa-pcs-payday-l-6f54e.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
1Author 3Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

It is a scam

AUTHOR: msmontecarlo - (USA)

Invite a friend of yours to beat drums . If this scammer calls again offer him some pork meat. Then have your friend beat the drums and then tell this scammer that a voodoo curse is being put on him at this minuite they believe in this
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#2 Consumer Comment

Another idea

AUTHOR: Stacey - Dallas (U.S.A.)

I suggest a loud instrument such as a whistle or air horn - works wonders!
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#3 Individual Responds

I received the same call

AUTHOR: Ann - (United States of America)

I received from a company calling itself PCS, they said a law suit was filed against me from a pay day loan company.  The guy could barely speak English and it was very loud in the back ground.  I asked where his company was located he said Brooklyn, New York.   He did have the correct last four of my social? He transfered he to his spuerviser.  The supervisor repeated that I was named in a lawsuit.  I very politely asked to speak to someone in the United States, because I was having trouble understanding  his English.   He said he was in Florida.
He restated that I was named in a lawsuit from a payday loan company.  I told him I have never received a payday laon.  He yelled "I think you're lying" and hung up.  
I have never in my life received a payday loan.
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#4 Consumer Comment

tell him you will western union the money

AUTHOR: msmontecarlo - (USA)

Heres what you do tell him you will western union the money then give him the pay out location and MCTN but make up a MCTN then when he goes to pick it up and if he calls tell him you made a mistake with the # and location keep doing this to him and it will waste the gas in his tank.
Iff he wants you imformation give him bogus imfo
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