Debt Recovery Solutions ,LLC Lexis Nexis Document Solutions, Inc. Violated FCRA and FDCPA laws when trying to collect an alleged "zombie" debt. Westbury, New York

 First of all, I did not realize there were this many complaints and individuals that have had their rights violated by Debt Recovery Solutions("bottom feeders" as Dave Ramsey refers to them).  This is insane!

 I started receiving phone calls from employees with Debt Recovery Solutions, LLC trying to collect an alleged debt from Sprint back in 1998.  The people were rude on the phone and interrupted me several times to try and control the conversation.  They make false claims and try to pressure you to pay. I received several phone calls over a period of time leaving messages in which they didn't identify whom they were representing and they pulled my credit report.  With the help of a friend that has a background in collections and law we drafted and sent a Cease and Desist letter with an invoice for restitution for the FCRA and FDCPA violations they intentionally committed against my rights.  I have also filed a small claims lawsuit against this company for their violations.  I have had several phone conversations with Donald Schwartz (Co-owner) - none of them good.  He is arrogant and abrasive and wholly convinced that his company has the right to take whatever means to collect their "alleged", purchased debts.  He actually said that he pulled my credit report to get my "credit rating" - my response, "what for, you're not extending any credit".    In the end he made it clear that I would not get a penny from him and it was not "my payday". 

 My initial intent wasn't to sue.  But when these companies continue to violate consumers rights without recourse and actually think they are in the right doing so, then I think it is a consumer's duty to protect themselves to the fullest extent of the law.  The lawsuit is still on and I have been contemplating hiring an attorney to see if there are grounds for a class action law suit against this company to put them out of business.