• Report: #438778

Complaint Review: MCM Midland Credit Management

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  • Submitted: Sunday, March 29, 2009
  • Last Posting: Sunday, June 07, 2009
  • Reported By: — Palmyra New Jersey
MCM Midland Credit Management
8825 Aero Dr San Diego California 92123 U.S.A.

MCM Midland Credit Management Previous owner of my home owes them money, they won't stop harassing me! San Diego California


1Author 6Consumer 0Employee/Owner

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Four years ago these people lost their house in a sheriffs sale. Someone bought it, fixed it up (they trashed it) and we bought it from them.

I am getting calls now (I have in the past from other debtors) from MCM Collections. I, as well as my husband, have told them this person doesn't live here, hasn't lived here for years. THEY KEEP CALLING. They call early in the morning and late at night. ALL DAY. Weekends... I can't get them to stop. I've spoken with a "supervisor" and he was very accusatory in his tone, asking personal information about me. I told him that i was not her, that they need to stop calling and I am not going to give ANY personal information to people with such terrible business ethics. I said I'm the owner of this house, they can look it up in public records.

I don't know how to get these people to stop harassing my family.

Dawn
Palmyra, New Jersey
U.S.A.

This report was posted on Ripoff Report on 3/29/2009 6:37:16 AM and is a permanent record located here: http://www.ripoffreport.com/collection-agency-s/mcm-midland-credit-m/mcm-midland-credit-management-93ace.htm.

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REBUTTALS & REPLIES:
1Author 6Consumer 0Employee/Owner
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#1 Consumer Comment

IF you have caller Id

AUTHOR: Steph - Minor Hill (U.S.A.)

SUBMITTED: Sunday, March 29, 2009

Dawn, If you have caller Id and see thier # when they are calling . Call your phone company and ask about putting a block in thier # Imform them you are getting harasment phone calls from these people everyday all hours and you want it stopped
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#2 Consumer Suggestion

Cease Communication Letter

AUTHOR: Peter - Brighton (U.S.A.)

SUBMITTED: Monday, March 30, 2009

Your best bet is to send them a cease communication letter. There are many examples of is available online just google debt collection cease communication letter.
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#3 Consumer Suggestion

CALL THEM

AUTHOR: Mike - LAKESIDE (U.S.A.)

SUBMITTED: Monday, March 30, 2009

If you have contact info for them, start calling them collect at all hours ( easy to do since you are in a different time zone)

you can google MCM Midland Credit Management and get lots of contact info

for more relevent info, use google for MCM Midland Credit Management and add words like rude, scam, threat, and so on.
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#4 Consumer Comment

DO IT CORRECTLY - YOU GET BETTER RESULTS

AUTHOR: Laurie - Haslet (U.S.A.)

SUBMITTED: Monday, March 30, 2009

It may not be your debt - but you still have to follow processes that get results.

FIRST OF ALL - QUIT TALKING TO THEM - You have failed to figure out that talking to them is NOT GETTING THEM TO STOP!

Send via certified letter - return receipt requested a CEASE COMMUNICATIONS letter demanding they remove your phone number and to stop calling for the other person. The return receipt is your proof it was received,

IF THEY CONTINUE TO CALL after receiving the letter - YOU CAN SUE! in small claims court. $1000 for you + they pay court costs, so your initial filing fees will be returned.
You do need to log all calls received (time, date and name of caller) and if they leave messages save those as well. You need that in court.

www.budhibbs.com has ADVICE YOU CAN USE
if ROR removes the link - search on Bud Hibbs on the internet
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#5 Consumer Suggestion

Respond in writing

AUTHOR: Furiouscustomer - Belleville (U.S.A.)

SUBMITTED: Monday, March 30, 2009

First, check your rights as a consumer with the Federal Trade Commission. Send a certified letter to the company requesting them to stop harassing you. If this continues, file a complaint with the FTC and Consumer Protection Agency and file a motion with your local court
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#6 Consumer Suggestion

sue them i did to a company

AUTHOR: Duane - Lake Worth (U.S.A.)

SUBMITTED: Sunday, June 07, 2009

i had this problem with client service calling me for someone else and the even let me know this person owed them 64 dollars. i called collection stoppers, they filed a suite for me free of charge and took client service for 3,000.00 dollars of which i recieved a 1000.00. i have no problems send in a lawyer to those who breakk the law by not stopping calls and bugging people for debt that dose not belong to them.

good luck and happy hunting
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