Midland Credit Management MCM claims that HSBC Bank sold Midland Funding LLC my account and I owe wich is not true Los Angeles California

If you don't know this co. and have never done business with them DO NOT pay them anything . Don't take calls from them you have a chose not to do business with them. Answer their letter with a cease communication letter and a request for validation . That will most likely be the last you will hear from them . Your chances of being taken to court are less than 1% . If they are stupid enough to take you to court ask to see your original signed contract , all charge slips , all checks from you , and every statement ever sent to you . These are your rights . If they bought your debt from HSBC they created their own loss. But if you do like to send money to people you dont owe I will give you my name and address and you can send as much as you like .