Help,
Just went to the grocery store and found that all the funds in my bank account had been taken by NCA. This, after repeated attempts to make suitable arrangements to repay a debt to circuit city that they had acquired.
I've been trying since Dec. 06 to try and make a payment schedule that would not completely bankrupt my family. I've even had a lawyer submit paperwork on my behalf in the last couple of weeks, because they refuse to give a proper $amount of what my account is. Have recieved no paperwork from them, and was sued back in March of 07 after I had been making payments to them.
Guess I should fill in some of the holes here. Had spent most of 06 being browbeat and cursed by an individual who worked for the company, (can't remember his name), but was never able to speak to a supervisor, or anyone with a bit of sense until Dec. 06. Thats when I talked to a girl named Christina. Started making payments of a $1000 a month. Thought things were going well, bill coming down from $8400. So made a payment in Jan, another in Feb. So I'm thinking the total would be about $6400 in Mar. But no, while I was oversea, the company cashed the check early Feb., then the next week sued me in court bumping up the total to over $12,000. Imagine my surprise to hear that.
That was the point I looked into atty's. So far, the company has not responded to the payment request sent in by my lawyer, and now they haved cleaned out my acct.
So, right now with no work, no money coming in till I go back to work next month, I am now unable to pay bills, buy food. Thanks to NCA I now have a $1 negative balance where I had money to take care of my family for the next 2 months.
Any advice, would be greatly appreciated. Thanks
Robert
apple valley, California
U.S.A.