National Credit Acceptance ripoff Sacramento California

Its very sad what happened it your case. As an ex-employee I've seen worse. In order for you to get your money back you neeed to sue them. The address you have as 1731 Howe Ave is a mail drop box. Their physical address is 9738 Lincoln Village Dr Sacramento, CA. In order for you to sue them you would need this address for them to be served. Let me tell you that alot of people have been taken advantaged by this company. They rush and get a judgement agianst anyone for twice the amount that is owned and then collect assest, do wage garnishments, and take money from your account without you even knowing what is happening. There are several law suits from ex-employees, to people such as yourself. My ex-boss was fired while on disability. She is now sueing them. The whole company is corrupt. They break every FDCPA law there is. If you ever want to see your money agian you must sue. Calling them, writing letters will do nothing. They don't care (meaning the President Michael), and will do nothing for you. Anyone thinkng about working for this company should think twice. They will tell you to break the law, and if you don't they will fire you. It's really a shame that they did this to you, but its more commen than you think. Take action, and you will come out on top. Good luck.

I, myself have not been pursued by NCA, but my mother has. My mother moved here to Wisconsin from California 2 years ago. She was here for a couple months before "I" started getting calls looking for her(we do not even share the same last name). I dont know how they found me or how they knew we were related.

I gave them her new number not knowing who they were, but they never called her. They called me again & would not tell me who they were. They also asked me alot of personal questions like who our landlord is, where our building is located...

I told the lady it was not her business, that this call sounded "fishy". She claimed she was in "shipping" & had a package to send her. I again asked what company she was working for & she would not tell me. I hung up on her.

Last May, she received a letter saying that they were taking her to court. They hired a lawyer here in Wisconsin to represent them(which I think is not legal seeing as they do not have a license in this state). We disputed the charge because we were told the judgement would be made that day with no answers to our questions, so we went to court again.

This time, they hired another lawyer from our town here & he was alot nicer. We got to talk to him before court, he didn't understand why they were pursuing this, either. We got our judgement that day & thought it was all over.

Well, they called again 1 month later asking her how she was going to pay it. She told them the same thing she had been telling them the whole time...she is handicapped, under the poverty level & has no assets.

They keep calling her every month. I am afraid they will never leave her alone, this is causing way too much stress on her & messing with her health. These people NEED to be caught & punished.

I am happy to hear from an "ex-employee", it's good to hear it from someone on the "inside"... thank you. I am working on getting my mother to make her own Ripoff Report...

Terri
Washburn, Wisconsin

J Pugh is NCA's in-house counsel - he won't help you (nor do you want to deal with him). Your best bet is to find an attorney or file a small claims case.