• Report: #223334

Complaint Review: NCO Financial Services

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  • Submitted: Friday, December 01, 2006
  • Last Posting: Sunday, December 03, 2006
  • Reported By: — norman Oklahoma
NCO Financial Services
P.O. Box 15630 Wilmington Delaware 19850 U.S.A.

NCO Financial Services ripoff Charging me for something I have never had Wilmington Delaware


1Author 1Consumer 0Employee/Owner

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I recently received a letter from NCO stating I owed $47.80 to AOL. Problem is I have NEVER had AOL in my life.

I have been the victim of identity theft but AOL was never brought up in that mess.

I have blown off the letter since trying to contact the company over the phone many times, only to get a recording or asked to leave a message.

I have went to the website they told me to and it just has a simple page stating I owed the money and has ways for me to pay.

I am wondering what I should do about the letter, if anything. I don't even know the first person to report it to. I am still in the process of clearing my credit from the girl who messed it up years ago. I don't want anymore negatives on there. I almost paid this just to keep it off my credit.

If anyone has any suggestions on what I should do please let me know. I probably would have paid it already if I had AOL before, but since I haven't it was a huge red flag.

Thanks

Jacquelin
norman, Oklahoma
U.S.A.

This report was posted on Ripoff Report on 12/1/2006 6:16:20 PM and is a permanent record located here: http://www.ripoffreport.com/collection-agency-s/nco-financial-servic/nco-financial-services-ripoff-9d7bq.htm.

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1Author 1Consumer 0Employee/Owner
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#1 Consumer Suggestion

A very easy solution to your problem with NCO Financial

AUTHOR: Steve - Bradenton (U.S.A.)

SUBMITTED: Sunday, December 03, 2006

It is called a DEBT VALIDATION request as per your rights under the FDCPA.

In this letter clearly deny the debt as not yours, and inform them that you have documentation to prove that you were an identity theft victim.

Now, demand to see whatever you allegedly signed to create the debt as well as a full account history and itemization of charges.

Send this letter by certified mail, return reciept requested. Put the certified# on the letter itself and keep a copy for your records. This is very important as it proves WHAT you sent.

Keep in mind that NCO are JUNK DEBT BUYERS and probably paid about 1/10th of a penny on the dollar for this "debt". Furthermore, paying an old debt will not keep it off your credit. It can actually hurt you more.
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