• Report: #313785

Complaint Review: NCO Portfolio Management

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  • Submitted: Saturday, March 01, 2008
  • Last Posting: Sunday, March 02, 2008
  • Reported By:Berkeley California
NCO Portfolio Management
P.O. Box 390846 Edina Minnesota 55439 U.S.A.

NCO Portfolio Management The company repeatedly cotacted me by phone at work demanding payment of alleged debt. Edina Minnesota


1Author 2Consumer 0Employee/Owner

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I received phone calls from NCO Portfolio Management at my place of employment, and on my personal phone demanding money for an alleged debt.

I received numerous collection notices by mail. I contacted NCO Portfolio Management by phone on 2/11/2008. I spoke with Eularuth Poirier. Ms. Poirier informed me that I owed this money; due to an outstanding credit card debt owed. Ms. Poirier advised that it was for a credit card from a clothing store
named 16 Plus. I told her that I never had a credit card from 16 Plus. She argued with me stating that I did, and that I owed this money. Ms. Poirier
also, stated that the debt was owed from 1996 or 1998. I asked her how a collection agency could, attempt to collect a debt that was 10 or 12 years old. NCO Portfolio Management has already reported this debt to the credit bureaus.

Ms. Poirier warned me, that I would continue to receive phone calls from them until, I paid them $1,110.77. I attempted to ask additional questions, when she hung up on me. I called back three times, and was hung up on three times. These two collection agencies are in violation of federal laws in regards to debt collection procedures. They are harrassing and intimidating consumers into paying money, that is not owed. I have filed reports against NCO Porfolio Management and Northland Group Inc; with the FTC @ www.FTC.com. I'm hoping that your organization can also assist me in this matter.

Respectfully,

Desiree
Berkeley, California
U.S.A.

This report was posted on Ripoff Report on 3/1/2008 6:15:45 PM and is a permanent record located here: http://www.ripoffreport.com/collection-agency-s/nco-portfolio-manage/nco-portfolio-management-the-c-mcfp8.htm.

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1Author 2Consumer 0Employee/Owner
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#1 Consumer Suggestion

nothing new

AUTHOR: Keith - Los Angeles (U.S.A.)

Yep, as you read the other posts here talking to these folks results in mindless arguments with nco's debt collectors.

http://www.attorneygeneral.gov/complaints.aspx?id=451

For one, file a complaint online with the attorney generals office in the state nco is based in, Pennsylvania. See link above for their online complaint form and you will hear back from the AG's office. + they're quite familiar with nco already having fined them in years past.

How do they get so many debts mixed up? I mean its one thing if you've had a debt in the past but if this one's not even yours. And there are many other posts here just like yours - debts that are being linked to the wrong person.

And since the debt doesn't belong to you their only hope for collecting is to scare the money out of you - by turning you upside down and shaking the money out of you, dollar by dollar.

Plus they totally ignore legal collection procedures & get away with it.

Others here will suggest you send them a letter demanding that they stop calling you. For me, I let them ramble on - to my answering machine until they stopped & they eventually passed my acct onto a law firm hunt & henriques who put their phone machine to work trying to convince me to call them back. Never did.
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#2 Consumer Comment

Also, send NCO a letter..

AUTHOR: Faron - Houston (U.S.A.)

Certified with receipt and do not sign the letter with your signature (just type yoru signature) for a Cease Communication order. This should stop the harrassment, while waiting on the AG. Violations are punishable if they refuse to comply.
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