I do not know which community college you looked into, and why it is that they indicated to you that the degree credits earned at CTU are non transferable, but I can only state in confidence that the problem is more likely to be with the community colleges level of education. Everyone in their right mind (doesnt take a genius) can look into the accredidation that is held by Colorado technical university, and see that they are highly accredited. I am in California and my credits are accepted at a well known community college here. Not every college will accept all other institutions credits as transferable, this is just a fact. Labeling CTU as a rip off, un legit etc. is unfair, ignorant and really not a good fair judgement. You should really evaluate educational standards in the United States, you might learn a thing or two.
CTU is very legitimate and my wife has attended several years for advanced degrees transferring from another school she obtained an earlier degree from. CTU and many other online colleges today are all part of the 9 regionally accrediting agencies recognized by the CHEA out of Washington, D.C. and you can go to their site to see the list of all recognized schools who are allowed to offer federal student aid programs, which CTU is one of them. Accrediting is very misunderstood by most people today and there are 2 types- national or regional; basically regionally accrredited schools can offer federal aid programs and nationally accredited schools offer pay as you go and no federal aid programs...
As far as credit transferring as you state, no college in any state will nor may accept any amount of former classes anyone took to go to their schools, as they retain right to accept or refuse any of them; even though the schools all may be part of the same regional accrediting agency!!! This in fact happened to my wife going to a college in Florida which she received degree. When she transferred to another school later on, that school did not accept all the classes credits she received, so yes, she ahd to inevst and take similar classes again to receive credit at that other college. It is a double edged sword yes, as the longer you are in any school, the more money they make from you or from federal loans or grants give- so it is something that definitely needs looked at carefully as no school or degree guarantees anyone success in life, and the wealthiest people in the USA today have no college degree behind them- so make of it what you will...
Another example is my wife got an associate degree some years ago from an Atlanta, GA area technical college accredited by the Southeast Regional accrediting agency that was the same accrediting agency of the Florida college she later attended who refused most of her credits from the former GA college!!! So to get the higher degree from the Florida school she was forced to basically retake several classes she already took years before to qualify for the degree from the Florida school essentially keeping her in school longer and making the Florida college more money for her duration until she graduated... Like it or not, it is reality and rreal life regarding colleges today, as they all operate as major corps with structures that require more demand for monies at any angle, so the longer they keep you enrolled, the longer that cashflow they can count on from you, the student... I willa dmit, I find it damn funny people are made to take English, math and such courses again and pay for them when neither has changed in hundreds of years, but again, that is the perogative of the admissions people at any college to decide if they will accept your credit from other schools or be required to take their courses to get their degree and it is legal and just the way it is...