• Report: #283463

Complaint Review: ITT Technical Institute

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  • Submitted: Wednesday, November 07, 2007
  • Last Posting: Tuesday, October 06, 2009
  • Reported By:Seneca Falls New York
ITT Technical Institute
235 Greenfield Pkwy Liverpool New York 13088 U.S.A.

ITT Technical Institute ITT TECH Liverpool New York


2Author 4Consumer 0Employee/Owner

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My husband had been laid of from his telecommunications job in February of 2003 and had worked for a cable company for a few months before getting laid off. We were currently collecting $314.00 per week off from unemployment. So we thought maybe college for him would be a wise idea. So we visited ITT Tech in Liverpool,NY. We were lead to believe there would be all sorts of free government grants toward his education and the money borrowed would range from $5000-$7000 and when repayment time came back it was to be paid back in two monthly installments of $50. Wow! we thought this is going to be great! As we have three young children at home, and I am a full time homemaker. So paying $100 per month at the end of this 2 year "wonderful" education would be very ideal.

Well My husband attended for about 1 and 1/2 years and decided to quit. He was working as a fulltime truck driver and was going to school until about 11:30pm, he needed more time with his family. Also he was not getting the "hands on" experience they say they are all about. He found himself in the class room in teacher assigned debates if prostitutution should be legal?!! Wow that sounds like he is learning computer and electronics technology alright!!! He knew nothing about computers and still to this day he leaves it up to me to trouble shoot when there is a problem with our home computer...but he carried a 3.9 grade point average in ITT TECH!!! Hmmm... something is not right here... well 6 months later we recieved our first repayment bill...$235.00. Well thats not the $100 we were promised to have to repay. So I called Sallie Mae and asked them for details, come to find out we borrowed $20,000 for his education! Well we didn't know what to do, so in April 2007 we filed for bankruptcy. Of course this did not dismiss any of the loans. Today we are getting threats from collection agencies that Sallie Mae passed the loans off to.

Here is the sad part of our story, we have 3 kids to raise and one is developmentally disabled. She is 5 1/2 years old and she speaks like a 1-2 year old, she is still in diapers, she cannot write, she cannot read,she cannot sing the alphabet....She recieves speech, occupational and physical therapy daily. If I did have $20,000 to hand out to ITT TECH I would NEVER !!! My daughter needs that money! Our doctors(yes many specialist have seen her) can't even give us a name for what is wrong with her, they have labled her as developmentally disabled, and they have never seen another child that behaves the way she does. If I could turn back the clock to the day ITT Tech handed us papers to sign to enroll, I would tell them all to go straight to hell. The counslers there are nothing but sales men, they do not care that you have a family to support, all they want to do is lead you down a pretty path telling you its all lollypops and gumdrops for the rest of your life! They are boldface LIARS!!! I hope they are all really happy with their million dollar mansions that my family, and many other poor families bought for them!

Tinac
Seneca Falls, New York
U.S.A.

This report was posted on Ripoff Report on 11/7/2007 9:12:32 AM and is a permanent record located here: http://www.ripoffreport.com/colleges-and-universities/itt-technical-instit/itt-technical-institute-itt-te-77393.htm.

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Updates & Rebuttals

#1 Update By Author

Sallie Mae

AUTHOR: Tinac - Seneca Falls (U.S.A.)

They can turn $2-4,000 loans into $9,000 loans! Yikes for us! PRIVATE LOANS? We never knew we were taking out private loans! Wow! I never knew anyone could be so evil! We have a family of 5! and one private loan wants us to pay $500 a month toward their $9,000(originally about a $3,000 loan) bill! Well all we can do is pray, and ask for prayer requests.
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#2 Individual Responds

Your beef is with sallie mae

AUTHOR: Ujomah - Nashville (U.S.A.)

your beef is with sallie mae..there are millions of dollars of free money out there...YOU have to find it...if your credit was up to par they would have given you another loan. Sallie Mae is the last and worst case scenerio loan..i graduated from ITT...had a job that paid 45 before i graduated and in nashville, the IT employers know and seek out ITT students..so I guess Im the only one that has a success story after ohhh, say 30+ years. he quit because he wanted 'family time'? thats the whole point of going to school..sacraficing now so you get what you want later...duh. 1.5 years will NOT teach you what you need to know about computers. He didnt learn anything because he wasnt interested.
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#3 Consumer Comment

This is just ridiculous...

AUTHOR: The Voice Of Reason - Minneapolis (U.S.A.)

"...We were lead to believe there would be all sorts of free government grants toward his education..."

There are. You have to apply for them. Did you?

"...He found himself in the class room in teacher assigned debates if prostitutution should be legal?!! Wow that sounds like he is learning computer and electronics technology alright!"

It's called a General Education course, and students are required to take them in order to obtain a degree.

"...well 6 months later we recieved our first repayment bill...$235.00. Well thats not the $100 we were promised to have to repay. So I called Sallie Mae and asked them for details, come to find out we borrowed $20,000 for his education!"

I don't suppose you read the loan repayment disclosure before you signed it, did you?

"...She recieves speech, occupational and physical therapy daily."

While sad and unfortunate, this is irrelevant. Perhaps he should have gone to school for physical therapy instead.

Did you ever consider that his leaving before the program was completed made all of the money you spent a complete waste? Perhaps, had he stuck it out, he'd be making enough money to pay back the loans (that's a smaaaall payment, by the way) and to take care of your children.

But of course, it's much easier to point the finger of blame at someone else. Good luck with that.
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#4 Consumer Comment

Your child

AUTHOR: Jenifer - Dayton (U.S.A.)

I would first like to say that it is an unfortunate situation that you are in regarding ITT. I am kind of in the same boat with University of Phoenix online (also another school not to go to). My response is more of your daughter than the school. Have you ever heard of a DAN! doctor? DAN stands for DEFEAT AUTISM NOW. Now, i am not saying your child has autism, but my husband has ADHD and my youngest son has severe eczema and I took them both to the DAN! doctor. My husband started a regimine to get off of the prescription medications that therapists are putting him on and my son finally got tested to see what he was allergic to. I have taken my son to 4 doctors regarding his eczema. No one wanted to do a blood test to find out his allergies. His current doctor said, "well, he hasn't been to the hospital yet." So....what? In order for you to actually test my son he has to be bleeding from every orface on his body because he scratched himself and infected himself that bad? That's ridiculous. By changing my son's diet we don't have problems with his eczema. I found out that peanut butter (which was one of his favorite foods) was one of the leading causes of his itching (I did a little test at home). Because of the DAN! doctor my son is getting better. You should grab the book Mother Warriors by Jenny McCarthy and see if there is a DAN! in your area. You don't have to buy the book, the list is in the back of it by state.
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#5 Consumer Suggestion

How did this happen?

AUTHOR: Mike - San Francisco (U.S.A.)

Why didn't you READ the promissary note(s) before signing? How did you "accidentally" borrow 13K more than you "thought" you were going to borrow. I can imagine if he had finished school (only 6 months more for an AA), he would have a degree, with honors, and would be more qualified to get a better job.

I know that there is no promise for a better life if he had graduated, but wow, you should understand that you guys made some really bad decisions here too. Lesson here - read before you sign..
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#6 Consumer Comment

Be informed..

AUTHOR: ...and why - San Antonio (USA)

I just wanted to take a moment to offer support to you and your family during this very difficult situation.  In reading your story, I could feel your pain and frustrations.  While your unique situation isn't as cut and dry as some would like to make it seem, it should be used as a learning experience for you and your husband.  I'm not sure but it seems he had been unemployed or job hopping since being laid off in 2003.  Completing 18 of 24 months of anything and dropping out is not only irresponsible, but with a young child with these challenges, it's down right neglegent.  I'm assuming all of the info you have on the school is what you got from him.  A person pulling a 3.9 GPA is generally too dedicated to walk without a plan.  Is he a self proclaimed cripple? someone who gets close to success and throws in the towel to avoid having no more excuses for why life is difficult.  I'm asking because this is the person I was for 15 years...until my WIFE got fed up and stopped telling me what I wanted to hear.

As for the guy claiming you would've been provided a different lending institution had your credit been 'up to par'... that's false, as Sallie Mae is the "Banker" of choice for students who don't qualify for grants. 


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