• Report: #223347

Complaint Review: Asset Acceptance

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  • Submitted: Friday, December 01, 2006
  • Last Posting: Sunday, December 03, 2006
  • Reported By:lincoln park Michigan
Asset Acceptance
PO Box2036 Warren Michigan 48090 U.S.A.

Asset Acceptance Need Help Was sent a Request and Writ for Garnishment ripoff Warren Michigan


2Author 2Consumer 0Employee/Owner

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Today when I received my mail, I had a envolope from AALLC, in it was a MC52 form-Request&Writ for Garnishment.

First of all, can anyone clarify this? Doesn't this request have to handed to me in person? 2nd, shouldn't it say on the form where this debt is from(what Company)?

A year and a half ago, my wife and I purchased our first home through FHA, which made us clear up most of our debt. That last thing we had was for a sum of a couple hundred $'s, AALLC claim I owe over seven hundred $'s now!

Since this is a court document I am feeling intimidated and confused. Can anyone help me with this?
I have read a lot of the reports posted and all of them say not to talk to AALLC. What should/can I do?

Brad
lincoln park, Michigan
U.S.A.

This report was posted on Ripoff Report on 12/1/2006 7:30:15 PM and is a permanent record located here: http://www.ripoffreport.com/con-artists/asset-acceptance/asset-acceptance-need-help-was-d83c5.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
2Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Suggestion

Brad, you have to be sued before they can garnish!

AUTHOR: Steve - Bradenton (U.S.A.)

Brad,

Did that come from the court, or from the collection agency? It sounds like a collection agency scam to me. Did it come certified?

If not, ignore it. Check court records to see if there is a judgement against you. If there is, and you know nothing about it, you can screw them bad. Let me know!

And, Stay off the phone!!
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#2 Update By Author

clarely states that someone has to either physically hand me this form to me in person or register/certified mail this form to me.

AUTHOR: Brad - lincoln park (U.S.A.)

The letter was not certified, it was a envolope with all my other mail. However, it is a MC52 Garinishment form to garnish my state taxes.

It was never han ded to me by a server. On the form, which is a court document it states I have 14 days to file an objection, but the date of issue is signed on 11/17/06 by a deputy court clerk and i received it in the mail on 12/1/06(so its been 14 days), I have the envolope it came in (which is from AALLC, not the court)with a postage date of 11/30/06(the date AALLC mailed it to me).

Here is the strange thing; on the back of this "form" it clarely states that someone has to either physically hand me this form to me in person or register/certified mail this form to me.

It is absolutely and completely blank on the back, no signatures, no checked boxes, no dates! Also there are two signitures on the front of form 1)on 9/1/06 signed by Plaintiff/ Agent/ Attorney(one name),2)on 11/17/06 by deputy Court Clerk (also one name), but they both look like same handwriting. What do you think?
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#3 Consumer Suggestion

Brad, it is a scam! DO NOT fill it out or even acknowledge it!

AUTHOR: Steve - Bradenton (U.S.A.)

Brad,

Check with the court for a judgement against you and go from there.

They cannot do a garnishment without first having a judgement or other court order. If there is a judgement against you, get a lawyer immediately to get it vacated.

If there is no judgement or court order authorizing the judgement, take that crap to the DA and seek criminal fraud charges be filed. It is a felony in most states to forge court documents.

As far as I'm concerned, anything that comes by regular mail, never arrived. And they have no proof that it did.
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