• Report: #406918

Complaint Review: United Benefit Advantage

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  • Submitted: Thursday, January 01, 2009
  • Posted: Thursday, January 01, 2009
  • Reported By:salisbury North Carolina
United Benefit Advantage
unitedbenefitadv.com Topeka, Kansas Nationwide U.S.A.

United Benefit Advantage stole money Topeka kansas


1Author 0Consumer 0Employee/Owner

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This so called company somehow found a way to enlist my fiance into their scam and has been deducting money from her account on a regular basis and she had no clue until she reviewed her bank statement! She has no record of signing up for any such junk as this and not only that they seem to be tied in with another company that you all might know of and it is called ID Sentinel Alert which claims to protect you from such activities, yet she has no record of ever enlisting in thier so called services either. yet also they were deducting money from her account for membership that she never even knew about!

Beware because after contacting these companies little has been done so it is having to be handled with a higher authority! They claim that she made these arrangements by phone and from the number that she was calling from at that minute!! lol

In conclusion hopefully in the very near future there will be action took in this matter with this company and it's affiliates, and if this so called company is a real company then i think they need to take a good look at there management and "support" services! Times are already tough enough in our economy of our great nation and there is never a good time to take addvantage of our nations hard working citizens that already have enough wieght and responsibilities on them!! Mabe ole Edwin can explain this one without trying to worm his way out of the questions by still yet trying to addvertise for this discrace to honest businesses everywhere!!

Nasty
salisbury, North Carolina
U.S.A.

*EDitor's Suggestions on how to get your money back into your bank account that someone wrongfully takes it from you!

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: “we could not do anything for you” or “you waited too long; it has been more than 60 days”.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

This report was posted on Ripoff Report on 1/1/2009 10:31:49 AM and is a permanent record located here: http://www.ripoffreport.com/consumer-services/united-benefit-advan/united-benefit-advantage-stole-7w25c.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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