American Honda Finance Corporation Refuse to work with me Elgin Illinois

I have been trying to get help from Honda since July 07. I had some medical issues which put me off work for about 8-10 weeks. I contacted Honda like I said back in July of 07, and asked for an extension. I was told Honda do not help people like me, they only help customers who pay on time.

Now they are complaining because I have only been able to make my payments a month behind, and are saying they are tired of this behavior on my part. They complain that for the past 11 month, I have been late on my payments, but this could have been avoided if they would have just offered to work with me in the beginning. I don't know what else to do, beside file Chapter 13 just to keep them off my back until I can finally catch up.

Any help on this issue would be appreciated. Thanks

Traci
cleveland, Ohio
U.S.A.