GC Services And United Student Aid Funds - Sallie Mae Fake Wage Withholding Notice??? From GC SERVICES on USAFunds Letterhead Columbus Ohio

I recently received a notice of a wage withholding hearing from GC Services after refusing to pay the ridiculous amount they asked me to pay to them, to get my Student Loan out of default. I also explained that I was in the process of consolidating this loan with Direct Loans.

I was told several non-truths, as I had done the research on my rights before hand. I actually initiated the call to GC Services, as I did not know who kept calling me every day of the week and weekend at all hours of the day and night. Only the name of the company and a reference number and phone number were given on my voice mail, nothing in reference as to what the call was about.

Once I found out (reverse number search), I called them and gave them my financial situation in detail (I wish I hadn't done that). I was TOLD how much I would have to pay to get the loan current.

I again, explained that I was in the process of getting a Direct Consolidation Loan and it would be approved, as I already have a current one with the same lender. GC Services said I was not allowed to do this and since I refused payment they were going to garnish my wages. Their last statement was "Do the Math." I told them I was not refusing to pay; I simply could not pay the amount they were asking for, as I would not be able to have food, medication, or the basic necessities of life.

Approximately three days later, I received what looks like a Fake Garnishment Notice on USAFunds Letterhead. Upon contacting USAFunds, they said they were not aware of any such hearing. When I contacted GC Services to tell them this, they called the contact person at USAFunds a "pee-on that didn't know anything." The harassment by phone from GC Services continued for about 20 minutes.

I do find it odd that I received this notice just three days after refusing to pay them the ridiculous amount they asked for. Again as a reminder, I told them I was not refusing to pay, just refusing to pay that much. Again, their answer again was they were going to report me to USAGroup and that I could expect 16% of my net wages to be withheld very soon and that 99% of all Garnishment Hearings are in favor of GC Services.

In addition to calling USA Group aka Sallie Mae, I also contacted the US Department of Education Ombudsman and Direct Loans. I have been given about twelve different answers to one simple question.

Oh in addition, until receiving this Garnishment Notice, I had not received one piece of mail from GC Services and my address had been current with the US Department of Education on a constant basis.

In addition, they have contacted my employer and my relatives regarding this debt and after reading the FDCPA, I believe they have violated just about every statute.

I need to know if anyone has gotten a fake or false letter such as this. From what I have read, GC Services has been sued several times in Federal Court (I believe at least one was a class action) for using another company’s letterhead for their own purposes.

Please advise if you can as soon as possible. I retained the services of my counsel (friend of mine) at the last moment and would like to know of anyone else that has had this experience and what the next suggestion/move might be.

And please GC Services, caution to you. Be careful with your retort on this site if you choose to do so, as it only fuels the fire you have lit. In other words, IP addresses can be tracked and I don't have a problem with suing you in a court of law as an individual, not a representative of a company.

Thank you fellow borrowers and shame on the others and you know who you are.

Monica
Lima, Ohio
U.S.A.