Good afternoon Stacey, I completely understand your situation, however I do wish to put in my two cents. I worked in UCB Lagunilla, Heredia Costa Rica and aprox. a year ago and I can tell you it was no bowl of cherries. I can remember a day when the woman whom is in charge Carol said that she was happy to be in CR because she saved on taxes but that she in no way wants to be remotely mistaken as a CostaRican. Costa Ricans are humble people not stupid, They work hard to make the couple of bills they get paid.
I'll tell you I have worked for many companies in the USA and Costa Rica and have never heard the way clients are a/o were treated. I remember once being told that I would not be effective in collections because I was not aggressive like and American. I have many American friends and have been here since I was 3 years old and do not ever remember any of them being, mean, rude or nasty to others. I heard collectors say, "We wouldn't call you if you paid your damn bills!" "We'll call you as many times as it takes for you to undertand you have to pay this" "I'll track you down till you pay" and on top of encouraging this they push the employees to obtain payments however possible. I remember hearing this most from the GAS account dept. telling people they would cut off the gas and not resstore it until they paid. Medical billings I can't say, but for what they pay in salaries, please. Credit Card collections has or had a Team Leader whom was than moved to the GAS dept. named OZ that is a jerk and a snake. He has no morals, back stabber and liar has his picture of him as a description. I know many others were fired after I left, supervisors were changed and other incredible BS.
I am no longer with UCB because I spoke up, I may be CostaRican but I don't allow anyone to step on me or humiliate me. Yes, Taking jobs from USA to other countries effects our economy but the mistreatment and lack of respect isn't worth all the money in the world.
Hope everything is much better for you.