Carson
1883 Rumrill Blvd Apt A25
San Pablo California 94806
U.S.A.
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Wells Fargo They rip me off simple as that... I need your help San Pablo California
1Author
1Consumer
0Employee/Owner
So they tell me I can use my credit card when ever so im using and using. And im constantly putting more and more money on my card so that i dnt go over it so whenever my balace would get to low they would ALWAYS!!! send me these overdraft fees around the time of each month... And im like i just put a $300 deposit and i really dnt even use the card like crazy only when im low on money.. So im like i know my wife aint using the card like that and i show aint so whats the problem...An every month i got them charging me $35.00 like 5 times constantly taking my balance down so im wondering where all my money is going and THEY ARE TAKING IT...And thats a problem....And also i Dnt understand how you can take money out of the account if you dnt have it in there so in my mind my card would be declined if it was empty but no0o0o thats how they getcha you can take out 1,000 dollas even if you dnt have that amount on your account but they will charge you double for going over and the only way you know you went over is you next months bill and you will probly use that card all month long not even know bout it..
Carson
San Pablo, California
U.S.A.
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1Consumer
0Employee/Owner
Updates & Rebuttals
#1 Consumer Comment
AUTHOR: Flex - Corona (U.S.A.)
SUBMITTED: Friday, October 03, 2008
POSTED: Friday, October 03, 2008
I believe what you are referring to is your "debit card" and not a credit cared. Just because it has a Visa logo on it does not mean it's a credit card. It means that you can use it where ever Visa is accepted. You cannot put money on a credit card, but you can make a payment to it. The $35 overdraft fee is a fee for the service the bank provides. You can't expect something for nothing. I'm sure if you got control of your account, then you wouldn't be charged an OD fee. The bank will not allow you to make a withdrawal of "$1,000" if you don't have the money in your bank account. Will they allow you to go over and assess a fee, yes, but you cannot walk into a branch and withdraw money you don't have...whether or not you are willing to pay the fee. Maybe if consumers LEARN how to balance their check book, then they won't run into this problem. It sounds like you write the way you talk. lol.
