• Report: #298261

Complaint Review: Discover Card

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  • Submitted: Tuesday, January 08, 2008
  • Last Posting: Wednesday, July 29, 2009
  • Reported By:pittsburggh Pennsylvania
Discover Card
PO Box 3025 New Albany New York 43054-3025 U.S.A.

Discover Card discover lies and refuses to do their duty New Albany New York


1Author 2Consumer 0Employee/Owner

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I bought some merchandise. the store owner switched it as I left. I took it back and notified discover card. they would not credit my account because the ripoff merchant said I did not return it. I called discover .they told me "proove you returned the merchandise " I took the guy to court and won ! I sent them the reports from the court.
discover told me to collect the money and send it to them.
Discover still bugs me to pay them , when I tell them what happened they still say "get the money and send it to us" this has been since 1995.

the latest is they are offering me to pay half so they can help me restore my credit. some nerve!

Burnt by discover
pittsburggh, Pennsylvania
U.S.A.

This report was posted on Ripoff Report on 1/8/2008 8:15:05 PM and is a permanent record located here: http://www.ripoffreport.com/credit-card-fraud/discover-card/discover-card-discover-lies-an-z248e.htm.

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#1 Consumer Comment

The rip-off is you.

AUTHOR: Robert - Wallingford (U.S.A.)

Since it was your word against the merchant, you had to prove the item was returned.

Discover paid the merchant. You sued the merchant and won. Now you need to pay Discover what they paid the merchant since you received the judgement. You can't keep Discover's money.

Next time deal with a more reputable merchant.
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#2 Consumer Comment

Judgement Does Not Mean Collection

AUTHOR: David - San Pedro (U.S.A.)

Gaining a Judgement against an individual or company is one thing, but collecting money in the amount of that judgement is yet another. Unless you are able to execute on that judgement, the judgement will stand, but you'll receive no money. Usually you have to do an asset search. If assets are found, you can attach them for payment of judgement. The point is that winning a judgement does not mean automatic payment.
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