• Report: #185648

Complaint Review: First National Bank Of Marin - Credit One Bank

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  • Submitted: Saturday, April 08, 2006
  • Last Posting: Monday, April 10, 2006
  • Reported By:Hammond Indiana
First National Bank Of Marin - Credit One Bank
6935 Monroe Ave Hammond Indiana 46324 U.S.A.

First National Bank Of Marin - Credit One Bank Stated I never paid them & made inappropriate late payment report to Trans union equifax ETC ripoff Hammond Indiana


1Author 1Consumer 0Employee/Owner

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I Have a credit card account with First Natl bank of Marin aka Credit One Bank. I have always paid my payment online more then the Minimum payment. They claim I failed to make 2 months payments. I pay on all my credit cards on line religiously always above the minimum amount. I know I paid those payments online. I was extremly upset when trying to rectify the matter on the phone. The one customer service rep hung up on me twice, then once I actually spoke with a superviser they made attempt to reconcile the matter & taking into consideration that there may be flaws in there internet payment system.

I have several other credit cards that I paid along with those payments & those have higher minimum payments with higher balances. I am trying to Reestablish my credit & would not have foolishly not paid those payments. They were unable to research any information regarding logins to my acct to possibly determine that I was logged in & to see if those payments were not properly transfered. They would not take into consideration the fact that I have no other late payments on any of my other accounts to showing that this probably was a mistake & to rectify the matter appropriately.

Beware if you have an account with them. Make sure you send a money order from your local Banking institution so that they can not lie & try to increase payments & interest. They will lie up & down. Report them if any type of incident similar to this one occurs.

Elisa
Hammond, Indiana
U.S.A.

This report was posted on Ripoff Report on 4/8/2006 6:29:54 PM and is a permanent record located here: http://www.ripoffreport.com/credit-card-fraud/first-national-bank/first-national-bank-of-marin-b25zb.htm.

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#1 Consumer Suggestion

Here's a novel idea

AUTHOR: Dave - Jacksonville (U.S.A.)

When you pay online, there is a page that displays your payment when you are finished. PRINT THAT PAGE FOR YOUR RECORDS! That way, when they say you didn't pay, you have proof with a transaction number, that you did!

Also, couldn't you check your bank account and see when those payments came out?
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