JC PENNEY REDUCTION OF CREDIT CLARKSVILLE Tennessee

GE MONEY handles the credit cards for JC Penney, Lowes, Belks and many other dept stores.

YOU REALLY DO NOT WANT TO DO BUSINESS WITH GEMB.

If you have not yet had other problems, it won't be long before you like thousands of others start to have problems with their illegal business practices

I suggest you file a complaint with the Federal Trade Commission and Office of Thrift Supervision.

Although it does not sound like the NEW limit put your current balance over that new limit. The NEW LIMIT implies that you are using more of your credit then you actually are.

How much of your available credit you actually use - determines the interest rates that other creditors charge and your ability to get new credit in this increasingly difficult credit market.