Salute Credit Card The credit card is a fake Atlanta, Georgia

My husband and I just got this in the mail today. I read over the paper, and decided to check on ripoff report to see if anyone else had any experience with them. This was the first compliant I read, and I have to tell ya... this situation is kind of your fault. I don't know why you sent an initial 30 dollars. That is not anywhere on the invite. It actually says not to send any money now as it cannot be processed. But it does say the credit line will be reduced by the 150 dollar annual fee, and that in order to active the card and use it for purchases, you have to send the first initial minimum payment of 20 dollars. Then you will have a credit line of 170 dollars.