I used the free Skype, for near a week then uninstalled it, 3 years ago, I never gave them my card number, Skype has not been installed in my computer for near 3 years, how they got my card I do not know. I assume someone used my card number for themselves, as you see from my picture, it zero.
Searching the internet I found several other people with the same or near the same problem, being charged for service they did not authorize. I looked at my bank statement and found that Oct. 6th 2011 I was charged twice $13.70 = $27.40 USD.
One person wrote its auto-pay, they charge people who still use there service, they bill you if they know your card number, automatically, subscription service. It wrote if your one of those, and you forget to cancel, they still charge you. There is a place to email about refund, tells you how, yet does not exist. Several people wrote they will refuse to refund or will explain its not their fault for unauthorized charges.