APPLIED BANK RUINING MY CREDIT AND HARRASSING ME WITH 6 PHONE CALLS A DAY BOTH AT HOME AND WORK Wilmington Delaware BUT THEIR CALLS ARE FROM INDIA

I applied for a credit card over a year ago. Used it once and charged $30.00. The first bill came with a monthly fee of $10.95, $1.50 cash advance and $5.00 purchases in addition to my acutal $30.00 purchase.

I sent a check for my purchases along with a letter to CANCEL THE CARD!

The rest is history, they won't cancel the card and have a guy from India calling me at least 6 times a day demanding payment. He calls me at home starting at 8:00am and at work and then in the evening until 11:00pm.

He claims he can not help me with my dispute he can only take a payment by phone. When I asked for a supervisor, I held for 21 minutes to have the same guy get on. His name was Mohammad at first but when he came back as the supervisor his name was Moe. I just laughed and hung up after he admitted he was the same guy.

My account is up to about $450.00 now without me purchasing anything after my initial purchase. I read some great advice on Ripoff Report to send letters to the 3 credit agencies I'm listed with so my credit is not harmed by Applied Bank and Moe. However, the phone calls may drive me nuts!

Dan
staten island, New York
U.S.A.