Household Bank Credit Card Sevices HBCS Card Service. **BEWARE OF HBCS*** City of Industry, California

I have been a long time customer with Household Bank Credit started my account with a 7.9% percent interest rate. They raised the interest rate to 22.24 in July 2009 then 6 months late Nov. 2009 raised it to 29.99%. So in a 7 month period my interest rate went from 7.99% to 29.99%. This is absolutely ridiculous. How can they jusify an interest rate increase like that. I have have maybe at the lost 2 late payments and when I say late I mean like a couple days nothing over 30 I have a good payment history with them. Now I have to figure out a way to afford monthly payments without ruining my credit. This should be against the law to increae someones interest rate from 7.9 to 29.9.
This increase is really making it hard for me to pay ALL my bills every month without ruining my credit

I would file a class action suite against them but I can not afford to do that,