Juniper Bank nka Barclays Bank Delaware Annual Fee added to 'NO-FEE' credit card without provication - added '1% Cash Back' on future purchases Internet

If you have a credit card w/ Juniper Bank - you better pay it off quickly and close it out!!

Juniper Bank, nka Barclay's Bank Delaware sent a notice dated 6-8-2011.  I will now be charged an annual fee on my 'NO FEE' credit card based on a new review of my credit report.

Then, in an attempt to sucker the idiots - the same notice states that I will receive an incredible '1% Cash Back' on future purchases.

This comes after I phoned to negotiate a lower interest rate based on other rates from my other credit card companies.

I did not authorize a review of my credit report, nor did I request an increased line of credit.
Payments are always early and more than the minimum due, if not in-full.  My credit report has not changed over 6 years - it's exactly the same.

There needs to be a class action lawsuit against these greedy credit card companies who gouge the customers in good standing. I thought they had to have permission to run someone's credit report.  Regardless, it's the same as it was when they issued me the card in the 1st place - over 5 years ago.  This is rediculous.

I called customer service to dispute this notice and expressed my disgust with their greediness. They tried to tell me what a great deal the '1% Cash Back' would be.
"SO - you charge me $49.00 a year to get 1% Cash Back on an account you already charge me TOO MUCH INTEREST ON IN THE 1ST PLACE!"

I spoke to 2 different customer service reps and ended up closing up the account.  I do not need Juniper Bank - there are other credit card companies available and quite frankly - cash is king.  Screw them.  All these banks are rich to begin with-with all the bail-outs.  People like me who pay their bills are the ones punished for those who don't. - I'm not paying their debts too.