Asset Recovery Associates ruined credit, collection, bills, debt Schaumburg Illinois

The one you spoke to obviously does not know anything about debt collection laws

First they are required by law to provide debt validation - they cannot just demand money without validating the debt is actually yours.

www. budhibbs.com for more information on how to fight this and links to attorney's that know how to deal with them.

They are listed here as one of AMERICA'S WORST in regards to violating federal laws.

This organization is known for ILLEGALLY re-aging debts AND YOU MUST QUESTION EVERYTHING THEY PRODUCE!

You don't give any details.

Did you attend court? Were you served a summons by the court? If you did, then the attorney is most likely correct-judgment is in place.

If you were not served by the court you need to go to the clerk of the court and examine the "proof of service" documents to determine when, where, who was served. If the documents show that you were not properly served, you may have a cause of action to request the court vacate the judgment and schedule a new trial for the debt.

Good luck.

""START BY GETTING A NEW LAWYER
The one you spoke to obviously does not know anything about debt collection laws""

I could suggest the same about you. The author clearly states that he was sued-a money judgment is in place.

""First they are required by law to provide debt validation - they cannot just demand money without validating the debt is actually yours. ""

YES they can demand money as MOST debt collectors do-doesn't mean they are going to GET any money. The are required to validate the debt when the debtor REQUESTS the validation (in writing) within 30 days of being contacted by the debt collector (the debt collector is REQUIRED to inform the debtor of his/her right to demand validation and/or dispute the debt-read the FDCPA, especially section 809.

""www. budhibbs.com for more information on how to fight this and links to attorney's that know how to deal with them. ""

Budd Hibbs is well and good but it is already too late-a money judgment is in place. However, BH could certainly refer the author to a local attorney who is experienced in consumer credit matters.

""This organization is known for ILLEGALLY re-aging debts AND YOU MUST QUESTION EVERYTHING THEY PRODUCE!""

There is a MONEY JUDGMENT in place-the author clearly states that he was successfully sued. The OP needs to look for a technicality that will provide a cause of action to have the judgment VACATED and a NEW trail scheduled-in many cases this can be accomplished by establishing improper service of the original court summons.