Associates Visa aka Associates National Bank Delaware Predatory lending practices consumer rip-off fraud Des Moines Iowa

I have been dealing with Associates Visa of Associates National Bank of Delaware. I started having trouble with them the second month I had their card (which they sent me pre-approved.) They did not cash my payment check, and then started sending me double fees every month on which they also put interest. I have had the worst time dealing with their "assistance" phone number, which is in an entirely different state.

I can't get any assistance, and rather it just makes things worse with no ability to deal with their preditory lending tactics except for filing with my state Attorney general's office twice and with the FTC.

I intend to take legal action, but was wondering if anyone knows about any class action suits currently going on against these practices or that have already been won. I uncerstand they are connected with a major banking conglomerate tha has recently lost in yet another preditory lending scam which had to do with refinancing home loans.

Deb
Palm Springs, California