• Report: #508976

Complaint Review: Bank Of America, JP Morgan Chase, Bear Stearns, Citigroup, Wachovia, Washington Mutual, Wells Fargo

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  • Submitted: Wednesday, October 14, 2009
  • Last Posting: Wednesday, December 21, 2011
  • Reported By: Tim — Durant Oklahoma USA
Bank Of America, JP Morgan Chase, Bear Stearns, Citigroup, Wachovia, Washington Mutual, Wells Fargo
https://www.chase.com/ Internet United States of America

Bank Of America, JP Morgan Chase, Bear Stearns, Citigroup, Wachovia, Washington Mutual, Wells Fargo Unreasonable interest rate hikes, Unreasonable credit limit reductions, ruining my FICO scores, rude telephone behavior Internet

*Consumer Comment: MERRILL GRINCH POEM...


1Author 15Consumer 0Employee/Owner

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After 10 years of no late payments, payoffs, and an overall increase in my FICO scores, JP Morgan Chase slashed my available credit on my credit card account $5000.  This caused my FICO score to go from one point under Excellent to Fair.

Also, they raised my interest rate almost 50%.  With my credit history I believe my interest rate should have been lowered and not raised.  I also believe I should have had an available credit increase, and not decreased by approximately 1/3.

When I contacted customer service, the agent told me I could pay off my credit card, close my account, and do business somewhere else any time I chose.  In other words, if you don't like the way we do business, take a hike!

I believe that since my payment history was too good for them to make other outrageous late payment and over the limit fees, that they gave the $5000 credit limit they took from me to someone else that could be victimized by their vicious, ridiculous penalties.  They government (we tax payers) help JP Morgan Chase take over, steal, or practically give them WaMU, plus bail out money and they do this.

Is it any wonder that today Bloomberg reports that JP Morgan Chase's profits are up 7 fold?

This report was posted on Ripoff Report on 10/14/2009 7:23:52 AM and is a permanent record located here: http://www.ripoffreport.com/credit-debt-services/bank-of-america-jp-m/bank-of-america-jp-morgan-cha-5c922.htm.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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1Author 15Consumer 0Employee/Owner
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#1 Consumer Comment

Tim, 'Google' this- MIKE BLOOMBERG, and go to the....

AUTHOR: Karl - highlands ranch (U.S.A.)

Wikipedia site and read all about him, okay? Then 'Google' this- RAHM EMANUEL, and go to the Wikipedia site and read all about him too. Then do some research on the following people-

ALAN GREENSPAN

BEN BERNANKE

LLOYD BLANKFEIN

STEVE SCHWARZMAN

Also, do some research on the following company- BlackRock Inc. (Their symbol is- BLK). Take a look at how much money they have under management. Add that to what Goldman Sachs has under management. It's in the TRILLIONS of dollars, isn't it?

P.S. Don't forget to 'Google' this- INSIDE THE MELTDOWN, and watch it. Look who said that $700 BILLION was needed immediately. I believe it was ben Bernanke, right? And the former Treasury secretary, Henry Paulson, agreed with Mr. Bernanke, didn't he? Did you know that Henry Paulson used to be the CEO of Goldman Sachs? He's reportedly worth about $700 MILLION! That's a lot of money, isn't it? Steve Schwarzman, the chief executive at Blackstone Group, made that much in 2008, right? He made $702,440,573.00 in 2008, according to a CNNMoney.com article entitled- TOP TEN HIGHEST PAID CEOS ARE....

It seems as though all of the banks being managed by the people above are doing okay, huh? And Bloomberg just purchased BusinessWeek Magazine, right? I believe Alan Greenspan received a $7 MILLION advance on his book that he wrote a while back, correct? These are all very smart men, wouldn't you agree? Some of them even went to Harvard, huh?

Have a nice day, & keep on 'Googling'.


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#2 Consumer Comment

Tim, Don't forget to 'Google' this- STEAK DINNER POEM, and read it. There are....

AUTHOR: Karl - highlands ranch (U.S.A.)

a few other poems posted there as well. 'PEACE PRIZE POEM' and 'MR. REUBEN POEM' are also there.

*You can always 'Bing' this- BROCK O'BOMB-A POEM, and find more poems to read, if you'd like.

HAPPY HOLIDAYS!

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#3 Consumer Comment

Tim,

AUTHOR: Karl - Highlands Ranch (USA)

Don't forget to stay at this site and type in- US GOVERNMENT, and go to Ripoff Report #472051 to see if "MOB SONG 13" is available in the consumer comments section, okay?

It will be submitted soon.

Have a nice day.

***ALERT: Don't forget to 'Google' the following video and watch it on the web to understand what's about to happen in the USA and in Europe in the near future-

THE ASCENT OF MONEY PBS   (Watch the episode entitled- 'Bonds of War'.)
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#4 Consumer Comment

MOB SONG 21......

AUTHOR: Karl - Highlands Ranch (USA)

will be submitted at this website soon.

Just type in 608350 at this site to see if it is available in the consumer comments section at Ripoff Report #608350.

Thank You

***NATIONWIDE LETTER ALERT: Don't forget to type in the following numbers at this site and read the two letters that appear in the corresponding Ripoff Reports-

563072
555030


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#5 Consumer Comment

MOB SONG 21......

AUTHOR: Karl - Highlands Ranch (USA)

will be to the tune of- "We Wish You A Merry Christmas".

Thank You

***STOCK MARKET ALERT: In order to understand when the stock market will crash again, simply 'Google' this- A CREDIT CARD YOU WANT TO TOSS, and go to the BusinessWeek article dated February 7, 2008, and scroll back to the comment that was posted on February 21, 2008 at 3:03 AM.
(That comment appears on, or around, 'Page 42' in the comments section.)

FACT: That comment was posted seven months BEFORE the stock market crash, which occurred on September 29, 2008. The Dow Jones lost a record 777 points on September 29, 2008.

"Knowledge is power."

POWER TO THE PEOPLE
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#6 Consumer Comment

I HAVE MY OWN ARMY POEM

AUTHOR: Karl - Highlands Ranch (USA)

I HAVE MY OWN ARMY POEM

I have my own army
I am happy and gay
They're the NYPD 
And they'll shoot pepper spray
I have my own army
They must listen to me
We will protect all of Wall Street
Wall Street's been good to me
This poem is over
Better watch what you say
Or I'll have my big army
Aim and shoot pepper spray.

End.

Anyone can 'Google' this- 'I HAVE MY OWN ARMY IN THE NYPD- THE SEVENTH LARGEST ARMY IN THE WORLD', and read the related articles on the web.

Feel free to 'Google' this- DOUGLAS REED- THE CONTROVERSY OF ZION- INDEX- SITE BY KNUD ERIKSEN, and click on Chapter 15, entitled 'The Talmud And The Ghettoes', and scroll down to 'Page 97' and read the third paragraph. Here is how that paragraph starts-

QUOTE: "The Zionists have gained political control over Gentile governments......." - Page 97.

Thank You

WELCOME TO NEW YORK CITY- WE HAVE THE SEVENTH LARGEST ARMY IN THE WORLD AND THEY'LL SHOOT YOU WITH PEPPER SPRAY IF YOU SPEAK-OUT AGAINST FRAUD, DECEPTION, MANIPULATION, GREED, LIES, TRICKERY, DEEP CORRUPTION, AND THE CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT PEOPLE IN AMERICA 
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#7 Consumer Comment

Encore presentation of- I'M DOING GOD'S WORK POEM

AUTHOR: Karl - Highlands Ranch (USA)

I'M DOING GOD'S WORK POEM

Who's that banker
What a jerk
Here's his quote:
"I'm Doing God's Work"
Who's on second
What's going on
"I'm Doing God's Work"
From dusk till dawn
We're getting hungry
Got beef to jerk
Go read the articles:
"I'm Doing God's Work"

End.

Anyone can type in 646259 at this site and go to 'Consumer Comment #74' at Ripoff Report #646259 to see that the above poem was originally submitted on January 22, 2011.

Don't forget to 'Google' this- "I'M DONG GOD'S WORK", and read the related articles on the web.

Thank You

POWER TO THE PEOPLE
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#8 Consumer Comment

Encore presentation of- I'M DOING GOD'S WORK POEM

AUTHOR: Karl - Highlands Ranch (USA)

I'M DOING GOD'S WORK POEM

Who's that banker
What a jerk
Here's his quote:
"I'm Doing God's Work"
Who's on second
What's going on
"I'm Doing God's Work"
From dusk till dawn
We're getting hungry
Got beef to jerk
Go read the articles:
"I'm Doing God's Work"

End.

Anyone can type in 646259 at this site and go to 'Consumer Comment #74' at Ripoff Report #646259 to see that the above poem was originally submitted on January 22, 2011.

Don't forget to 'Google' this- "I'M DONG GOD'S WORK", and read the related articles on the web.

Thank You

POWER TO THE PEOPLE
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#9 Consumer Comment

Encore presentation of- I'M DOING GOD'S WORK POEM

AUTHOR: Karl - Highlands Ranch (USA)

I'M DOING GOD'S WORK POEM

Who's that banker
What a jerk
Here's his quote:
"I'm Doing God's Work"
Who's on second
What's going on
"I'm Doing God's Work"
From dusk till dawn
We're getting hungry
Got beef to jerk
Go read the articles:
"I'm Doing God's Work"

End.

Anyone can type in 646259 at this site and go to 'Consumer Comment #74' at Ripoff Report #646259 to see that the above poem was originally submitted on January 22, 2011.

Don't forget to 'Google' this- "I'M DONG GOD'S WORK", and read the related articles on the web.

Thank You

POWER TO THE PEOPLE
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#10 Consumer Comment

Overall finances matter

AUTHOR: voiceofreason - (United States of America)

Maybe they adjusted your limit and rate based on a negative turn in your total debt numbers? I assume from your post you carry a balance each month. Has it increased of late? Have you opened additional credit accounts, or lines? Taken any new loans, or had rates adjusted upward on existing ones? Any drops in income?

I would assume any such creditor could make such changes on you if they perceive you to suddenly be a greater credit risk than you were previously.

Aside from Karl's ageless The-Jews-Are-Behind-It-All theories, I agree that you've been dealt a crappy hand by them at the least, but it certainly could not have been without some reasoning behind it.

How high up the food chain have you gone seeking explanation?
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#11 Consumer Comment

BEEN BEER-NANKY POEM.........

AUTHOR: Karl - Highlands Ranch (USA)

is available at this website.

Just type in 502469 at this site and it appears as 'Consumer comment #41' at Ripoff Report #502469.

Thank You

WELCOME TO THE PUBLICLY HELD BANKING SYSTEM IN AMERICA- ONE BIG LIE
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#12 Consumer Comment

Voiceofreason,

AUTHOR: Karl - Highlands Ranch (USA)

In 'Consumer Comment #10' you stated the following:

Quote: "but it certainly could not have been without some reasoning behind it."

Here is the reasoning: The banks lowered available credit on their cardholders because the money to lend was no longer there. You see, the bankers know how bad things really are. When the banks are operating in secret and there is a $27 Trillion black market that we do not know about, then we can logically conclude that they are hiding even more things from all of us, right?

When there are $595 Trillion in derivatives and credit default swaps that are relying upon millions upon millions of people in the USA to pay their mortgages in a timely manner, and things fall apart, then the bankers must take action, wouldn't you agree?

The entire global economy was built around the 'hopes' that people in America and in Europe would be able to pay their mortgages, school loans, car loans, boat loans, camper loans, jet-ski loans, wave-runner loans, fifth-wheel loans, small business loans, credit cards, and other loans that were taken out during the 'false economic boom' that was going on in this country until late 2007.

The 'false economic boom', which had its roots based firmly in the housing market in the USA, eventually collapsed, remember? The 'Wizard' was wrong. His belief in 'the way that the world should work' was flawed, wasn't it? (He admitted it.)

If you 'Google' the following videos and watch them on the web you might be able to understand why the banks lowered available credit for millions of credit card customers in the USA. You will also be able to see who this 'Wizard' is as he testifies before Congress and admits that he was wrong in his understanding of 'the way that the world should work' in video #1-

1) FRONTLINE: THE WARNING
2) FRONTLINE: INSIDE THE MELTDOWN

The feel free to 'Google' this- THE ASCENT OF MONEY PBS, and watch the episode entitled 'Bonds of War' on the web. Maybe you will be able to understand what is about to happen in the USA and all over the world after watching that segment.

If you are not able to figure out what is about to happen all over the world, I will tell you.

Here is what will happen: A massive collapse is going to take place. Stock markets all over the world are going to crash. Millions upon millions of people who have money invested in the stock market, along with Retirement accounts and Pensions, are going to lose all of it or most of it. Tens of millions of jobs will be lost all around the world. All economies in the world will contract. A Global Recession is a certainty. A Depression will occur in many countries, in my opinion.

Happy Holidays.

P.S. Keep watching the price of oil. If it starts to go up drastically, like it did in the spring and summer of 2008, then the collapse is near.
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#13 Consumer Comment

Voiceofreason,

AUTHOR: Karl - Highlands Ranch (USA)

Did you 'Google' this- IMF CHIEF WARNS OF NEW GREAT DEPRESSION, and read the related articles and watch the videos on the web from last week?

Have a nice evening.

****MAINSTREAM MEDIA ALERT: Make sure to type in the following at this site and read the Ripoff Reports from people all over America for important information-

FOX
NBC
CBS
ABC


Happy Holidays!
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#14 Consumer Comment

This is to Karl....

AUTHOR: Ken - (USA)

Your doctor should increase your meds....you are really getting weird(er) and a PITA!!

Oh yeah, have a nice day.
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#15 Consumer Comment

MERRILL GRINCH POEM...

AUTHOR: Karl - Highlands Ranch (USA)

is available at this website.

Just type in 811776 at this site and it appears in the consumer comments section at Ripoff Report #811776.

Thank You

***POLITICIAN ALERT: Feel free to type in all of the following at this site and read the Ripoff Reports from people all over America for important information-

POLITICIAN
OBAMA
BUSH
CHENEY
CLINTON
REAGAN
BARNEY FRANK
MAYOR
SENATOR
GOVERNOR
BUFFOON
US GOVERNMENT
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