• Report: #331470

Complaint Review: Captial One

Thank You

Read how Ripoff Report saves consumers millions.

  • Submitted: Thursday, May 08, 2008
  • Posted: Thursday, May 08, 2008
  • Reported By:Phoenix Arizona
Captial One
chase.com Salt Lake City Utah 84130 U.S.A.

Captial One, Captial One Penalized for early payment Salt Lake City Utah


1Author 0Consumer 0Employee/Owner

Rebuttal Box | Respond!

  • Respond to this report!
    What's this?
  • Also a victim?
    What's this?
  • Repair Your Reputation
    ...the right way!
    Corporate Advocacy Program
I was leaving the country and mailed in my March 2007 payment before I left. The payment posted a few days too early and was posted in my February 2007 cycle. When I received my March statement, I caught the error and called in. I was treated like I had not made a payment, instead of having been responsible and mailed a payment in early. Eventually the late fee was taken off and I was assured there would be no further issue.

My April 2007 payment arrived and I was once again assessed late fees and received notice that I was a payment behind, even though my April 2007 payment had posted to my account. I called again and was told I still needed to make an extra payment because I hadn't paid for March. I explained what had happened, and was told I still had to make an extra payment to bring the account current. I asked to speak to a manager and told I was speaking to a manager. I asked why I was being punished for being responsible, and got a huge sigh from the "manager" and was told, 'it's all computerized, we can't help you.' I cancelled my account, and eventually the rep agreed to remove the late fees and over the limit fee that had posted as a result of the late fee posted, but I still have to make a double payment for this month.

Shannon
Phoenix, Arizona
U.S.A.

This report was posted on Ripoff Report on 5/8/2008 5:07:29 PM and is a permanent record located here: http://www.ripoffreport.com/credit-debt-services/captial-one/captial-one-captial-one-penal-w973y.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on Captial One

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Advertisers above have met our
strict standards for business conduct.