• Report: #283644

Complaint Review: CCA, First National Credit

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  • Submitted: Thursday, November 08, 2007
  • Last Posting: Monday, December 10, 2007
  • Reported By:san jose California
CCA, First National Credit
PO BOX 46101 Las Vegas Nevada 89114 U.S.A.

CCA, First National Credit mail fraud, fraudulent electronic debit Las Vegas Nevada


3Author 0Consumer 1Employee/Owner

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CCA took advantage of my sister who has a mental disability to obtain her bank account information & debited $199.99 (so far) from her account. I immediately notified the bank on discovery of the charge. Also called CCA to get a reversal of the charge, but like others can attest, they stonewalled and employed stall tactics. Already filed complaint with CA State Attorney General & US Postal Inspector, Nevada State Attorney General, FTC. I encourage everyone who has been or who is responsible for looking after others who have been ripped-off by CCA to file complaints in as many channels as possible. We need to see to it that these scammers are put away for good.

A.
san jose, California
U.S.A.

This report was posted on Ripoff Report on 11/8/2007 3:06:56 AM and is a permanent record located here: http://www.ripoffreport.com/credit-debt-services/cca-first-national-c/cca-first-national-credit-mai-qf4a7.htm.

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REBUTTALS & REPLIES:
3Author 0Consumer 1Employee/Owner
Updates & Rebuttals

#1 Update By Author

report to the US Postal Inspector

AUTHOR: Angu - san jose (U.S.A.)

Also encourage those who knew better than to fall victim to the scam, to report to the US Postal Inspector (https://postalinspectors.uspis.gov/forms/MailFraudComplaint.aspx) if you received the unsolicited "approval" letter & so-call credit card in the mail. Even if they didn't take your money, they have your private information.
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#2 Ex-Employee

Here I go Again

AUTHOR: Bcsformer - Freehold (U.S.A.)

Angu and anyone reading this. I am not discouraging you to do what you have to however, this company (to let you know) is FTC regulated so filing complaints with then doesn't make sense. Also, filing complaints with the postal service doesn't make sense because the company is not scamming so therefore it is not a crime to send you these letters using the postal system. Why isn't it a scam you ask? Well once again I'll tell you the company is registered as a merchant credit card company as long as they do not say otherwise or make themselves appear differently it is NOT considered a scam. Other rebuttals have been written pertaining info about the FTC regulation for this company please feel free to look for them.

Last but not least, whenever you apply for something online or enter a contest online or otherise, do a survey etc. your name is automatically (unless stated otherwise) entered on a consumer listing. Any consumers can get this info and send you solicitations it is up to you to respond or not to respond.
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#3 Update By Author

CCA mail fraud

AUTHOR: Angu - san jose (U.S.A.)

Among the various example scams that the US postal inspector lists, CCA fits the bill. US postal inspector's office knows about the likes of CCA already. The more complaints it gets, the better chance that something will be done. What ludricrousness to claim that complaints shouldn't be filed to the FTC for companies that it regulates. That's one of the jobs of a regulating entity -- to investigate complaints against the regulated.
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