Chase - Credit Card Chase Chase Bank JP Morgan The Chase Credit Card Rip-Off Fairfax, Virginia

I signed up for my Chase Card because of an Offer in 2005 - 3.99%.  So I pay at least TWICE the Minimum ever month.

This month I get my Statement, my Minimum went from $77 to $186.  I paid $200, then called Chase.  The reason for the "Change", I had to pay at least 2% of the Total Due, but they switched it to 5% and didn't notify me.

So this is what I got...  My 7.99% goes up to 7.99% good until Dec. 2011 -- which It would have been paid off by then anyway, and they dropped my Minimum back down to the 2% Due.

I have been in Great Standing, AND THEY SAID SO!!!  So I asked "Why are you Penalizing me?" Answer:  "We aren't."  not further explanation in the Jump.


I had to deal with a Service Rep. -- who I know was just doing their job -- but wanted to record everything... NO!!!  I got a "Manager" on the line, and got the same garbage.

NO OTHER CC Company has done this, yet Chase said the others are...  NOT!

Advice:  Call Them, Complain.  I they up you interest but extend it over a year, and you can pay it by then, do that.  If not, try BOA, Citi-Bank, etc.  They'd Love to have your $$$, and give you a better rate.

Note:  I've seen people ragging on BOA, but I have Checking, Mortgage,and Savings with them.  So Try using your the Bank with which you have the Best Standing, and see if they have offers.

As for This Chase Card, Once it's PAID OFF, GOODBYE!!!