• Report: #626240

Complaint Review: Chase Credit Cards

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  • Submitted: Friday, July 23, 2010
  • Last Posting: Tuesday, August 10, 2010
  • Reported By: Eddie — Mobile Alabama United States of America
Chase Credit Cards
3250 Airport Blvd Mobile Alabama 36606 United States of America

Chase Credit Cards BestBuy Stories charging exessive intrest Mobile, Alabama

*Consumer Comment: EDDIE, JP MORGAN CHASE IS PART OF THE FEDERAL RESERVE....


8Author 11Consumer 0Employee/Owner

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the interest rates charged are outrageos  should outlawed

This report was posted on Ripoff Report on 7/23/2010 2:30:14 PM and is a permanent record located here: http://www.ripoffreport.com/credit-debt-services/chase-credit-cards/chase-credit-cards-bestbuy-sto-57f8a.htm.

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REBUTTALS & REPLIES:
8Author 11Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Suggestion

A thought

AUTHOR: Susan - This City (USA)

SUBMITTED: Friday, July 23, 2010

Dont charge things if you don't want to pay intrest.
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#2 Consumer Comment

Simple solution.

AUTHOR: Flynrider - Phoenix (USA)

SUBMITTED: Friday, July 23, 2010

   Don't sign up for a card with an outrageous interest rate.   Better yet, don't borrow money at all with a credit card.   Even though there has been some governmental "reform" in the industry, there are still plenty of ways to lose your shirt with a credit card. 
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#3 Update By Author

excessive interest

AUTHOR: Eddie - Mobile (United States of America)

SUBMITTED: Friday, July 23, 2010

I had a account with a company that company sold my aCCount to  best buy  my paper work ststes at minim pay would pay off I had 24 month free interest now they said have to pay allback interest  don,t sound right to me
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#4 Consumer Comment

Were you late with any payments?

AUTHOR: Ronny g - North hollywood (USA)

SUBMITTED: Monday, July 26, 2010

A no interest credit purchase is a great deal..unless you make a payment late..then it's all over.

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#5 Consumer Comment

Confusing Report

AUTHOR: Robert - Irvine (U.S.A.)

SUBMITTED: Monday, July 26, 2010

This report is very confusing and pehaps the OP could expand on what their actual "issue" is in more than two sentences total.

As to what they did write.

Best Buy is a "Big Box retailer". They don't go around buying up Credit Accounts.  So I don't see how their account was sold to Best Buy.

HSBC NOT Chase manages the Best Buy Credit Card.  Unless something has changed very recently I am not sure why Chase is in the title.

 


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#6 Update By Author

Chase credit cards

AUTHOR: Eddie - Mobile (United States of America)

SUBMITTED: Thursday, July 29, 2010

I contacted card head quarters spoke with supervisor was told it was nothing they could do about my  problem and would try  to help. but  read roit act to me. i asked if could pay my bill in full was told i would have to pay interest for the end of august i then asked for my payoff . was told to send the amount of statement i did also cut up card placed in with a check if full by regestered mail it was hard to come up but made it i will not do any bussness with either conpany are any body else i come contact with THANKS 
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#7 Update By Author

chase credit cards

AUTHOR: Eddie - Mobile (United States of America)

SUBMITTED: Wednesday, August 04, 2010

I sent them a certifed check paid in full .i called to see what payoff would be they wanted me to pay the mounth of augest interest firstni advance they lost mind  sent check for amount i oewedthem also canceled the caed the day before and cut up card sent with check  good bye and BestBuy also
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#8 Consumer Comment

Spell Check

AUTHOR: coast - (USA)

SUBMITTED: Thursday, August 05, 2010

Eddie,


Before you throw away that card, buy a dictionary.

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#9 Consumer Comment

Robert..

AUTHOR: Ronny g - North hollywood (USA)

SUBMITTED: Thursday, August 05, 2010

Best Buy card is now from Chase. But this is irrelevant.

When Chase took over BestBuy from HSBC, I highly doubt suddenly all Best Buy customers who were enrolled in 24 months no interest were suddenly charged interest. This site would be FLOODED to capacity with complaints about this, heck there would be lawsuits and news reports etc.

The OP never answered the question..which is were any payments late?..because if so..you get RAMMED with interest.

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#10 Update By Author

chase credit cards

AUTHOR: Eddie - Mobile (United States of America)

SUBMITTED: Friday, August 06, 2010

I had a account with a big box retailer they went belly up my account was still active never missed a payment on none of my accounts the PAPER work states from my orignal account was 36 months free interest when my paper was transfered to the OTHER so called company somehow the holder of account came up with 24 months i allways paid more than min payment and some times more THEY are saying time limit has run out on payback that is what my GRIPE is about:"+)_(&
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#11 Consumer Comment

MAXED OUT

AUTHOR: Bman - Philadelphia (United States of America)

SUBMITTED: Friday, August 06, 2010

Watch this film and see in documentary form what is being done to the American public. We need to stop using credit cards since their goal is to make us all their slaves.

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#12 Consumer Comment

So...who is the complaint against?

AUTHOR: Ronny g - North hollywood (USA)

SUBMITTED: Saturday, August 07, 2010

Eddie....you stated in your last reply that you had an account with a big box retailer and they went belly up. Best Buy certainly did not go belly up. Circuit City did...and although the information is a bit vague...it seems Best Buy did take over some CC accounts....which are Chase.

I think you need to look into this or provide additional information. There may be a way some of us can help or advise... but simply lodging a complaint which is blaming Best Buy is not enough to go on.

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#13 Update By Author

Chase - BestBuy

AUTHOR: Eddie - Mobile (United States of America)

SUBMITTED: Saturday, August 07, 2010

My complant is with CHASE my info states that i pay the minum it will be paid  my sales reciept that  i DID NOT miss a payment allways pAY MY BILLS YOU don,t get a high credit rating  if you are slow paid more than more times than minum as well as I remember it was 36 months interest  at Circuit City then it got taken over by BestBUY  that,s when the trouble started
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#14 Consumer Comment

I don't know if I can help..

AUTHOR: Ronny g - North hollywood (USA)

SUBMITTED: Sunday, August 08, 2010

I simply do not understand why the interest rates would change if you purchased something from CC/Chase and are sticking to the agreement. CC may have folded, but Chase did not.

I will ask some people I know from Best Buy corporate if any 36 month no interest purchases back from CC/Chase were converted to 24 when best Buy took over..but I don't think this is the way it works. Best Buy wants the old CC business, the last thing they want to do is ruin any customers credit ratings or change any terms to hurt a customer they want and need in this tough economy..just makes no sense at all.

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#15 Update By Author

update credit card

AUTHOR: Eddie - Mobile (United States of America)

SUBMITTED: Sunday, August 08, 2010

that what my circuit city recipt reads it is faded out I think they design it that on purpose it says pay minum it will be paid off I never missed a payment or was late and paid more than minumn at time mone than the other that is ok it is PAID in don,y have to worry about ME any more or any body I come contact with THANK YOU

WATER UNDER BRIDGE LESSON LEARNED

 

 

 

 

 

 

 

 

 

 

 

 

 

 

full


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#16 Consumer Comment

What lesson?

AUTHOR: Ronny g - North hollywood (USA)

SUBMITTED: Monday, August 09, 2010

Not to use a credit card? Or not to buy from a company that will fold? How would you know? Companies and banks take over each other all the time..but your specific complaint still makes no sense..so it is not yet valid.

You need to coherently state what the actual complaint is before helping anyone else or possibly get help for it yourself. If the only complaint as you state in the OP is the interest rates are outrageous..then don't use that card. We all hate high rates but no one is forcing us to use a credit card.

I am starting to think this is a prank..if so..you got me good. Thumbs up. If not..it was still a waste of time and web space.

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#17 Update By Author

credit card

AUTHOR: Eddie - Mobile (United States of America)

SUBMITTED: Monday, August 09, 2010

who cares what you think
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#18 Consumer Comment

EDDIE, JP MORGAN CHASE IS PART OF THE FEDERAL RESERVE....

AUTHOR: Karl - Highlands Ranch (USA)

SUBMITTED: Tuesday, August 10, 2010

according to the charts, which can be viewed by 'Googling' this- WHO OWNS THE FED?, and going to the site with the 5 charts.

Chase & JP Morgan are one in the same. The Federal Reserve is actually the entity which controls most of the U.S. Economy and most of the U.S. Government.

You can 'Google' this- ORIGINAL DISSENT WHO CONTROLS THE U.S. ECONOMY?, and go to that site to see all of the people who are pictured there. (Take a look at who's pictured first at that site!)

*Make sure to 'Google' this- AMERICA: FREEDOM TO FASCISM, and watch that documentary on the web.

(Most Americans have no clue about who really controls this country, and the entire continent of Europe.)

Good luck to you

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