EMERGE Mastercard PROVIDIAN claim they never received payment mailed 1 week in advance deceptive Rip-off company Columbus Georgia

I WAS ORIGINALLY A PROVIDIAN GOLDCARD HOLDER,I ALWAYS

MADE MY PAYMENTS ON TIME AND OFTEN TWICE A WEEK.

IN NOVEMBER WHEN TRYING TO MAKE AN ONLINE PAYMENT, THE

PROVIDIAN WEBSITE NOTIFIED ME THAT MY ACCOUNTS WERE

AQUIRED BY EMERGE, THUS PROMPTING ME TO CLICK ON THERE

LINK,THE CONTACT NUMBER SHOWN WAS AN AUTOMATED

NUMBER, WHICH DID NOT HAVE ANY INFORMATION ABOUT MY

ACCOUNT.

I SPOKE TO AN EMERGE REP WHICH COULD NOT FIND MY ACCOUNT

AND SUGGESTED I CALL PROVIDIAN AND FIND OUT WHAT

HAPPENED TO MY ACCOUNT. PROVIDIAN STATED I WOULD HAVE TO

CALL EMERGE "GET THE PICTURE"?,.

IN DECEMBER I FINALLY RECEIVED A STATEMENT FROM EMERGE

SHOWING I WAS LATE ,I WAS NEVER LATE WITH PROVIDIAN, BUT

I REALLY FEEL EMERGE HAD TO MAKE THERE MONEY ON ME.

JANUARY,THEY SENT ME A NASTY LETTER STATING PER MY

AGREEMENT WITH THEM, DEMANDING I SEND THERE STATED

AMOUNT OF 135.00 OR THEY WOULD DEMAND THE ENTIRE BALANCE

DUE.

I NEVER SIGNED AN AGREEMENT WITH THEM, ALTHOUGH I AM

HONORING MY DEBT. IT WAS THERE MISTAKE WHICH THEY WILL

NOT ADMIT, THEY ALSO REPORTED ME TO THE CREDIT BUREAUS

LATE 30-61 DAYS LATE, IS THIS LEGAL ? I PAID THE MINIMUM

THEY DEMANDED.

THIS MONTH I SENT A CHECK ACCOMPANIED WITH A LETTER A

WHOLE WEEK IN ADVANCE, STATING NOT TO CASH UNTIL THE DUE

DATE,WHICH WAS NOT THE PROBLEM.

THEY CALLED ME AT WORK ASKING WHY DID I NOT MAKE A

PAYMENT FOR THE MONTH OF MARCH ,THREE DAYS AFTER THE DUE

DATE, MY BLOOD PRESSURE WENT THROUGH THE ROOF AFTER

ARGUING WITH THEM ABOUT MARCHS PAYMENT. THEY CLAIMED

THEY NEVER RECEIVED SUCH PAYMENT AND WHERE INSISTANT

THAT I CALL MY BANK ,TO PROVE THERE POINT,BUT SOMETHING

TELLS ME THEY DID RECEIVE MY CHECK WAY ON TIME, IT ONLY

TAKES ONE DAY FROM WHERE I LIVE.

YET AGAIN ANOTHER $29.00 LATE FEE PLUS FINANCE CHARGES

ON TOP OF THAT THEY HAVE TO ILLEGALY CHARGE. "TO ALL OUT

THERE WITH EMERGE SEND YOUR PAYMENTS CERTIFIED RETURN

RECEIPT TO COVER YOUR A.."

BUY THE WAY, I AM CONTACTING THE ATTORNEY GENERAL IN

BOTH STATES AMONG OTHER ORGANIZATION TO INVESTIGATE

EMERGES DECEPTFUL PRACTICE.

CONGA
lauderhill, Florida
U.S.A.