Report: #549455

Complaint Review: Emerge Visa Credit Card

Submitted: Monday, January 04, 2010
Posted: Monday, January 04, 2010
Reported By: Paul — Atlanta Georgia United States of America

Emerge Visa Credit Card

ATLANTA Georgia 30348-555 United States of America

Phone:
Web: www.emergecard.com
Category: Credit & Debt Services

Emerge Visa Credit Card CLOSED MY ACCOUNT AND I HAVE PERFECT CREDIT!!!! I have been a good customer for years and always paid my account in full. I had one late payment due to a mailing issue and they closed my account ATLANTA, Georgia

1Author 0Consumer 0Employee/Owner

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I have been a good customer of Emerge, previously Providian for years. I have excellent credit and have always paid my balance monthly in full. I mailed a payment before leaving for the holidays only to find, when I returned home, that it was never received. I immediately made my payment which ended up being 14 days late. I received a letter a few days later notifying me that I had failed to honor the terms of the cardholder agreement and my account was now closed. When I called credit card services, they agreed that I am an excellent customer, understood how I felt, but there was nothing they could do to re-open the account.

This report was posted on Ripoff Report on 1/4/2010 9:37:57 AM and is a permanent record located here: http://www.ripoffreport.com/credit-debt-services/emerge-visa-credit-c/emerge-visa-credit-card-close-3a82e.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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