I have direct deposit of my unemployment check to Wachovia Bank (Wells
Fargo). Today I called the automated number for my bank to see if my
deposit was available, and the system told me I had a bounced check
number 2226 for $30 which was presented for payment on 12/27/10. I do
not use checks, so I asked what company or individual this was made out
to and they told me EZ Loan Protection. I have never heard of this
company and never authorized any type of transaction with them. When I
called the number 888-897-8045 their system had me on hold for 30
minutes. I finally spoke to a young lady who asked for my credit card
number...I told her I wasn't giving out that information. I gave her
the first 4 digits and last 4 digits. Then she said she doesn't have me
listed in her database. When I told her I was reporting their company
to fraud reporting websites and the FBI, she still wouldn't acknowledge
the charge. I told her Well, isn't this EZ Loan Protection? She said, "We have 12 companies. EZ loan is not one of them" but when I went to
the website http://www.ezloanprotection.com there was the same phone
number listed that I was calling. I immediately called my bank, but they
said they have no way to block any charges from this company to my
account. So in the meantime, when my unemployment deposit is made, when I
go to withdraw funds for groceries, rent, or living expenses, I have to
be afraid that EZ Loan Protection is going to debit my account before I
get to the bank. Please, someone do something about this.