HOME DEPOT WHAT GOING GREEN MEANS TO HOME DEPOT!! CREDIT CARD RIP OFF FOR E-BILLS DEMOINES, Iowa

I've had a Home Depot card for years.  Late last spring, in my bill, was a chance to have my bills sent electronically....  I'm thinking "save the planet" so I signed up.

They don't send you the bill but just an email that said that billing information is available.  I had problems with the email going directly to the SPAM directory, but did see the email and promptly paid the bill, though I did not go look at the balance.  I had stopped using the card several months ago, and had been paying $75.00 monthly on my $1600 balance. 

In all of the activity with Congress to re-write the credit card laws, recently the credit companies are lowering limits and increasing interest rates.  Well, Home Depot had increased my interest rate to 30%!!!!!!  BUT, what they did NOT do, is increase the dollar amount of my payment.... so, while I was making a payment that satisfied the minimum payment of $46.00, THE INTEREST THEY WERE CHARGING ME EACH MONTH IS $125!!  Not only was I NOT knocking down any of the principle, I was spiraling deeper into debt!  In order to pay this off, I would have to pay $175.00 per month in order to get it paid off..... I don't have that in my monthly budget.....

I will accept responsibility for not OPTING OUT of the changes to my account, but to increase my interest rate and not increase the payment, which would have been a RED FLAG earlier - it is IMMORAL and CROOKED!!! 

They are Thieves!!!!  I closed my account and ALL OF MY CASH BUSINESS WILL NOW GO TO Lxxx!!!  (((REDACTED)))