Household Bank denial of protection program benefits while paying for it Nationwide

after being sold their payment protection program and paying monthly for this program my small company went beelyup. i applied for the benefit and was denied. i believe this is a scam. i was never sent this plann the mail but was assured by the person from hsbc that i would be protected.i believe a class action suit or congressional commitee shpuld be contacted about this scam.noe they are proceeding action against me even though they where aware that i was paying for this plan and now know that i am not working and cannot pay the monthly amount due. the card has been cancelled but i still receive penalties and further interests demands.

Legal recourse
sarasota, Florida
U.S.A.