Report: #170134

Complaint Review: MBNA Wachovia Visa

Submitted: Monday, January 02, 2006
Last Posting: Monday, January 02, 2006
Reported By: — Raleigh North Carolina

MBNA Wachovia Visa

P.O. Box 15469 Wilmington Delaware 19886-5469 U.S.A.

Phone: 877-543-4453
Web:
Category: Credit & Debt Services

MBNA Wachovia Visa Gougers! Delays Posting Payments and Credits, Ripoff Wilmington Delaware

1Author 1Consumer 0Employee/Owner

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I made an electronic balance transfer to a new credit card from my higher interest Wachovia Visa card. The transfer was posted to my new credit card on December 15, 2005. Although the transfer was done electronically, Wachovia didn't credit my account until 8 days later.

The transfer was a substantial amount of money. Since credit card companies calculate interest on a DAILY basis, I have to pay interest for the full 8 days on both my new credit card AND the Wachovia card. Accident? Oversight? I think not!

David
Raleigh, North Carolina
U.S.A.

This report was posted on Ripoff Report on 1/2/2006 1:48:57 PM and is a permanent record located here: http://www.ripoffreport.com/credit-debt-services/mbna-wachovia-visa/mbna-wachovia-visa-gougers-de-ye879.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Try this

AUTHOR: Hope - Raleigh (U.S.A.)

SUBMITTED: Monday, January 02, 2006

David,

Please turn this over to the Commissioner of Banks here in NC.

Here is the web page with all the information

http://www.nccob.org/NCCOB/ConsumerAssistance/AgencyDivisions

I would call the bank and let them know of your intentions to file this complaint.

Be prepared to turn over copies of your documentation. They WILL go after them.

I wish you the best and have a great new year

Hope
Raleigh, NC