• Report: #837177

Complaint Review: netSpend

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  • Submitted: Friday, February 10, 2012
  • Last Posting: Friday, February 10, 2012
  • Reported By: Concerned parent — Morris Illinois United States of America
netSpend
Internet 78767 United States of America

netSpend MetaBank Sent unsolicited Master Card to my 11 year old!!!! Internet

*Consumer Comment: Don't be so sure


1Author 1Consumer 0Employee/Owner

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I got a MasterCard in the mail for my 11 year old that was unsolicited.  My daughter has never requested such information and doesn't even know how to fill out a credit application. This is predatory and absolutely ridiculous!  No wonder there is no actual person to talk to at this company - because they are a scam!  I have notified the credit bureaus and the government about their illegal practices.

This report was posted on Ripoff Report on 2/10/2012 12:35:41 PM and is a permanent record located here: http://www.ripoffreport.com/credit-debt-services/netspend/netspend-metabank-sent-unsolic-f81e8.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Don't be so sure

AUTHOR: Robert - Irvine (U.S.A.)

SUBMITTED: Friday, February 10, 2012

My daughter has never requested such information and doesn't even know how to fill out a credit application.
- While I am sure you want to believe the best in your daughter, Don't be so sure about that comment.

First off NetSpend is NOT a Credit Card, it is a Pre-Paid Debit Card.  That means that the only way that it can be used is if someone puts money on the card first.  Since money has to be put ON the card, NetSpend is not going to just randomly send out cards with money on them.  So you either have some random stranger requesting a card in your daughters name and putting money on it, or you have your daughter requesting this card.

If it is some stranger I think you have more serious issues that you need to deal with.

Now in her defense she may not even know she did it.  It is possible she was on the Internet and didn't even realize she requested the card.  That is why it may be time to have a serious talk with her anyways.
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