Debt Free Management Services - Renee Everhart - DFMS - Nova Star - National Debt Management - National Debt Council ripoff, CREDIT CONSULATING FRAUD Irvine California

In November 2002, due to a job loss, I entered into an agreement with DFMS to help settle our debts. I was responsible for $1114 per month which I paid for many, many months. When I exhausted my unemployment I asked to stop my payments until I could secure a job. This was acceptable to Ms. Everhart.

When I did start working I emailed her to let her know I would be soon starting my payments. But I was having problems contacting her. Soon the phones were disconnected, fax did not go through and a registered letter I sent came back to me 'Not known'.

I have several emails from different people who worked at DFMS: Kesean Caston-Conner,Paul McKinnon, Karen Alipia, Brad Davidson and of course Renee Everhart.

I also have several invoices from them. The last showing I had a balance of $5116.87.

Since this company fell off of the face of the earth and my money is still there, I am not happy. I would like to be able to know how many people went through this same scam. Perhaps we can communicate with each other and begin a class action lawsuit. It is so terrible that the bad guy gets to open business after business while the good guy gets burned.

I did write to the Governor of CA, but never heard back. I do intend to create a step by step plan which is why I would like to talk to any others who were scammed!

R. A.
Tamaqua, Pennsylvania
U.S.A.