Report: Target Visa

Reported By: (Duluth Georgia)

Target Visa They are liars, don't believe them and don't agree to post dated check. Minneapolis Minnesota

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1Author 3Consumer 0Employee

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Target Visa

P. O. Box 59317, Minneapolis, MN
Minneapolis Minnesota 55459-0317
U.S.A.
Phone: 888-7555856
Web Address:

Category: Department & Outlet Stores

Submitted: Thursday, September 15, 2005

Last posting: Thursday, September 22, 2005

I spoke to a representative that push me to agree to post dated checks. He told me that if I could not keep the agreement that he personally would delete the checks. I foolishly did so and when I called him back I found that the number he gave me (direct line) was a lie. A women answered that line and told me that she would delete the post dated checks. I asked her if I needed to stop payment and she ASSURED ME that they were deleted. She lied, the payment went in as planned, I stopped payment on the other three. GUESS WHAT-----they made up NEW check numbers and now sending those through my account. It was not for the amount that I originally sent. They make up check numbers and the amounts. If you are behind, just don't talk with these people they will lie and not try to help you at all. (by the way, I always paid my account on time and they tripled my interest rate) They are pure evil.

Debbie
Duluth, Georgia
U.S.A.

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I Look forward....

D - Naples (U.S.A.)

SUBMITTED: Thursday, September 15, 2005 POSTED: Thursday, September 15, 2005

I look forward to reading your rip off report because your bank cashed a check before they were supposed to.

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Don't Ever

Cory - San Antonio (U.S.A.)

SUBMITTED: Thursday, September 15, 2005 POSTED: Thursday, September 15, 2005

Don't ever give anybody a postdated check. The first thing they'll do is deposit it. Then you get to explain to your bank why you account is overdrawn. Guy I do business with wrote a german company three $4000 checks. 30-60-90 day terms. They went ahead and deposited all three of them right away. Mad scramble to cover the funds.

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What to do

Scott - Sanbruno (U.S.A.)

SUBMITTED: Thursday, September 22, 2005 POSTED: Thursday, September 22, 2005

First of all. If they did use one of your checks to creat new checks to take money from your account, this is forgery and a felony in all 50 states unless you signed a paper letting them do this. If you didnt, contact the authorities and demand charges being pressed, but besides this, I believe target is JP morgan, and I had similer problem and someone gave me this advice and I actually got my interest back along with the rates changed to what they were suppose to be. Heres a paste from my old post:

Try contacting their Head Office. This is the Office of the CEO of the company (William B Harrison Jr). If his office will not help you then I would suggest you contact a Lawyer.

The Head Office Contact Info is as follows:
Office of the Chair
PO Box 71
Phoenix AZ 85001

Or, a street address, provided you wanted to send them someting via a way that is trackable (UPS, Fedex ect...)

Office of the Chair
1515 West 14th st
First Floor
Tempe, AZ 85281-6910

PH: 800-654-7998
FX: 480-457-2281