BLACK HAWK PLASTIC SURGERY Dr Ronan False Information on the procedure and after 12 hours not refunding back my $20.000 Danville, California

Why don't you call your credit card and tell them they they swindle you into paying in advance for a surgery and gave you false informatin.  Call your credit card right away.  I went onto the internet and found minilift, short scar lift, or midface lift, and many other names  or the same surgery called by different names.  Too many innocent victims are being lied to . 20K is a lot of money and I can understand that especially when you are not even walking.  That is so low of them to do that............

You use your savings for a facelift and tummy tuck yet you have no job?? Please - my mother's facelift cost about this and she got a discount! You should have saved your money and forgot about your vanity!

Most surgeons require payment up front for services related to plastic surgery and I know this because I have a plastic surgeon

Should have used that money on your child

Okay so if I read this correctly, you are currently unemployed and a mother.

In what world do you live that you thought it was even a remotely good idea to think about cosmetic surgery.  Sorry if that sounds to rough for you but perhaps the first thing you should do is re-think your priorities.

Is there anything can protect me from this kind of fraud?

- Well this hardly screams "fraud".  But there is something to avoid this type of situation in the future...common sense.  If you are unemployed elective surgery may not be the best idea.  Perhaps if you are that easily swayed you may want to have someone you trust with you before you sign any papers in the future.

Just so you don't get into this mess in the future.  You DO NOT have a grace period to back out of a car.  Once you sign on the dotted line, the car is YOURS.  The one exception to this is that a few states allow you to back out of the purchase of a USED car.  But this is in limited cases and sometimes may require an additional payment.  The same really goes for a house, but if you get through the entire house buying experience and only decide to change your mind after you "closed", again you have other issues you may want to really think about.

You used your life savings for a facelift? 

When you buy a car, give them your money and sign a contract you don't have a grace period to give it back.  I expect a dealer COULD do that but they would be few and far between. I don't know for certain but I expect you'd have serious problems backing out of a house purchase too.

The three-day right to cancel a contract you're probably thinking about was created to protect consumers from door-to-door salesmen, and other type purchases made away from the standard place of business.

If you're going to spend your life savings and you aren't even working, you need to do some SERIOUS research long before you pay for anything.

Some people priorities are amazing!

I am sure that the OP appreciates you re-writing her report to make her sound less self-centered and more of a victim.

And yes when someone puts their "self centered" needs over that of their kids..you better believe that I(and others) are going to call them out on that. If you think that someone who is currently out of a job, supports a child, and uses her life savings to pay for ELECTIVE surgery is using sound judgment..well unfortunately there is not much I can do about that. If you think that someone should stand on the sidelines and not try to bring that to their attention, then again not much I can do about that either.

She seemed more concerned about how she "says" the doctor mis-informed her rather than the money. Because just based on her report she still would have gone through with it if it was the surgery she says she wanted. She also mentioned two procedures, why would she not go through with the tummy tuck? It was only the facelift that seemed to be in "dispute".

Now perhaps she did come to her senses and realize she couldn't really afford it. If that is the case, what would give her more sympathy and a better possibility of her getting her money back? Would it having her say that the doctor "lied", or saying that she messed up? But then if she lied about the doctor, who knows what else she lied about? Unless the OP updates this report we will never know.

As for trying to relate this to a car, it is good that she did that. She had some very big misconceptions. Because she posted that, she could be informed that she was incorrect. Possibly saving for from additional "mistakes" in the future.

Why Ronny G. do you feel you must defend everyone who receives criticism on here?

Are you the patron saint of Ripoff Report? While I admit some are ruthlessly and unfairly attacked on here for their stupidity you have to admit that many, many of the complaints on this website stem from posters that plunge head first into a situation without reading the fine print.

Is that a reason to bash them? Maybe not but why do you always seem to defend them while ignoring the fact that they would not be in this situation if they used some common sense.