John Cummuta
johncummuta.mydebtfreeplan.com
Nationwide
U.S.A.
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John Cummuta , John Cummota Debt To Wealth john cummuta is a lying thief Web - Radio Ads all states nationwide
*Consumer Comment: Completely Agree
1Author
2Consumer
0Employee/Owner
This piece of trash offers a free information packet - you just pay the shipping of $10 and he sends you his packet.....what he doesn't tell you is he will charge your credit card nearly $300 without your consent....- had to call my bank after his unauthorized charge to my account made me bounce some outstanding checks.....my bank ended up closing my account for about a month while they investigated the unauthorized charge....i got the money back but the damage was done as i had to figure out how to cover the bounced checks and pay the fees to my bank and the banks of the people i wrote the checks to......This guy has no character.....Outright thief....stay as far away from him as you can......
also.....he has sent me to collections and his collectors will not stop hassling me......unfreakingbelievable!!!
Cj
redlands, California
U.S.A.
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REBUTTALS & REPLIES:
1Author
2Consumer
0Employee/Owner
Updates & Rebuttals
#1 Consumer Comment
AUTHOR: Susan - Grand Junction (United States of America)
SUBMITTED: Wednesday, April 27, 2011
POSTED: Wednesday, April 27, 2011
I got an email about this program so called in. I requested the free information be sent to me and was only charged for S/H. (less than $10). I got a large box with manuals, worksheets, and DVDs to learn about how to get my debts under control. If I wanted to stay with the program, they would bill $79.95 to my card once a month for 5 months for the materials and coaching. If not I simply needed to return the materials within 30 days and that would be the end of it.
About 2 weeks after I ordered materials I got a call from a very nice gentleman and we spoke for about 45 minutes about my situation and the program. He advised what to do next and he emailed me a worksheet which I filled out with my debt and income situation and faxed it back for him to look at. Then we spoke again and he gave me further guidance. He told me I could call the customer service number and ask that they delay the first month's charge, which I did and they were happy to comply.
Apparently their system tracking that I've been assigned a coach doesn't work very well, as I've gotten calls from other coaches, not aware that I was already working with someone, but I never minded it as they were always very nice and professional.
I'm ready to start digging into the program and installing the software they sent, now that I have my tax refund. I'm even going to have my coach recommend how much to pay to each creditor. I firmly believe the program will be truly helpful to me. They have operated above and beyond and I have no complaints with the service or the billing.
#2 Consumer Comment
AUTHOR: Julebox - (United States of America)
SUBMITTED: Wednesday, April 04, 2012
POSTED: Wednesday, April 04, 2012
Dear husband was taken by their advertisement. He was also undert the impression that the package of information was free and only had to pay shipping. He is now trying to return it and they are not allowing him to receive a refund and assure us they will continue to charge him the $79.99 for the remainder. Most companies these days have excellent return policies. They do not. They will not allow for returns.
