Personal Credit Services/ Rick Dennison Sends list of local banks and other credit card companies that you can find on your own. East Islip New York

This company is a SCAM. DO NOT USE THEM
I was hesitant at first but needed to try to find a loan to consolidate my credit cards and after doing a search on the internet I found Personal Credit Services. I thought about it for a while and decided that I would give it a try since it did have the "money-back guarantee".

Well the list they sent me was for local banks in my area and the last 4 were for credit card companies. I applied for the ones with the loans but didn't for the credit card companies, since I didn't want anymore credit cards.

I received a letter back that I must apply for all lenders. Well I have now applied for all and was denied for all but 3. Guess what, those 3 were credit cards, you know the ones for us people with bad credit. All of the 3 cards gave me $300.00 each in limit but 2 of them charged me initial fees.. One card alone was $179.00 total in initial fees. Now I am out my $250.00 I paid to this service and out the $179.00 in fees from credit card companies I didn't want in the first place.

I will take this matter further and will be contacting my local attorney general's office, the BBB, and any other lawyer or person that needs to be contacted in order for me to get my FULL refund of $250.00

Angry
Paragould, Arkansas
U.S.A.