Grant Funding Search - DBW Grant Express...ECT Company Grant Funding Search The Grant Express Theft and Fraud Henderson, Nevada

If you go to any of these "something for nothing" sites that
offer the $1.95 or so CD and you go to the bottom of the page, you'll see a very
small link to the "Terms" (usually opens in another window).
There, the whole sordid, distasteful deal is
laid shockingly bare.



Everyone should be aware of the following facts in these terms.
They may vary a bit from site operator to site operator, but the basics are
pretty much the same:



Yes, you pay $1.95 (or whatever) for the stupid CD, but when you make that
final purchase click, according to the "terms", you're agreeing to
sign on to (usually) 2 more services right there and then. These will be in the
form of something like 1) a "personal wealth mentor" of some kind and
2) a subscription to some manner of "identity theft protection"
service or "debt2wealth Club". Each of these
"services" will also charge you to the tune of about $20 - $30. Each.



These are the "services" that will recur every month
and be taken from your bank account or credit card. These are the ones that
most people view as the "unauthorized charges", although if they read
the terms, they'll find that they did indeed authorize them with their
acceptance of the cheap (and generally worthless) CD with that final, fateful
click.



You're told you have 7 days to cancel, but that's from the time you place
the order. This is appalling, because I've gotten surface mail from
only 3 provinces away, and the difference between the postmark on the letter
and the day I got it? 7 days. So, you as soon as you get your
silly CD, essentially the time window for getting your refund is gone.
Remember too, that the 7 day limit for money back includes the turnaround
time to send the damned crap back! Doomed from the start.



Oh, and those other services you signed on to? They have their own time limits
for cancellation before they become regular charges too, and the time limits
vary enough to confuse you.



Now then...



You may also be advised that you will receive, for example, "2
eBooks", one valued at $30 and the other at somewhere around $20 or so,
for only the charge of ~$3 or so each. These charges will occur only once for
each, but remember the volume of people being taken in by this sham. It all
adds up. Please note that these are eBooks, there is no postage,
shipping or handling involved. It's pure profit.



Under the terms and the pricing given, you can expect to see (if you allow it
to continue) your account or CC being hit for around $120 per month.



So, now you're pissed off. You want to cancel, but it's not going to be that
easy. They make sure of that... Each of these "services" is
controlled by a different department, if not a different company entirely. You must
call regarding each separate subscription service individually and
cancel them one at a time. From other reports I've read on ROR, one or two of
these controlling arms of the other offers may be very difficult or even
impossible to contact and cancel from. At the very least it will take another
couple of billing cycles to be able to do it.



So now you're super pissed and want to take legal action? Be
prepared to travel. You see, also in the "terms", they make you agree
to take action only within a certain jurisdiction... You may live in California,
but you can only seek legal redress in the state of Florida...
Could be worse, we in Canada
are directed to the UK
to seek redress in the courts.



And that's the best of the worst. As I said, these sites are just
pushing the envelope of legality, and do so by putting the terms and conditions
there on the site, but they obscure them deliberately by putting
them under that tiny, little link at the bottom of a page that is suspiciously
long. In fact, the page is so long, that there is a lot of blamk
space between the bulk of information and the bottom of the page... Looks very
much like they don't want you to find that "terms"
link, doesn't it?



It's slimy from beginning to end. It preys on the needs and hopes of people who are the
least able to afford being taken advantage of and how are looking, desperate even, to get a leg
up on hard times and perhaps bad luck. Granted, some of these people may not be
the sharpest knives in the block and they're seeing "easy money"
instead of using common sense, but even so, no one deserves to have their
finances totally, completely and utterly violated in this predatory manner.