Too funny. You are giving lessons on how to talk to people? Listen buddy, I didn't use profanity in my post...yours shows how little class or education you have. Who calls people names like that?
Tell you what, I should not have used the exact word "liar" but I do believe sincerely that the OP was "ly-ING". When false information is posted, I think it should be pointed out. But why bother trying to talk to you; you really discredited yourself by using obscene language. Hope you don't have children, and if you do, hope you clean up that filthy mouth when you talk to them.
And as far as you informing everyone here that you will 'never use' Aflac, I do have a response to that:
1. No one cares
2. You are the one who will end up losing. Despite your calling me disgusting and profane names, I still hope you never end up having to fight Cancer and discovering that the out of pocket expenses and lost income have an 80% chance of putting you into bankruptcy. Folks work hard all their lives to save a little change, and then one illness comes along and BAM! all the money just evaporates. Even if you have disabilty insurance (and I hope that you do) try living on it AND fighting cancer. It cannot be done...the most you can recover from any disability insurance is 70% of your gross income...you simply cannot support yourself and pay your bills, living expenses, deductibles, co-pays, gas for your automobile, etc, on a reduced amount of money (from what you are used to bringing home.)
The Cancer Plan is brilliant, and Aflac pays out MILLIONS of dollars a year to literally hundreds of thousands of people who were unfortunate enough to be diagnosed and treated for this horrible disease. It is NOT a disability plan (heck, you can still be working full time and collect on it)...yes, there are 60-odd complaints on this board about Aflac. Not bad considering the 68 million policyholders that are out there.
But again, it's voluntary and up to you. Personally, I think you are making a mistake.
And finally, once again, I apologize to the OP...while I do think you were lying, I shouldn't have used the word "liar"...I just get hot under the collar sometimes reading all the false
cr@p out there about Aflac...and seeing people trash the company when in reality, their problem is with them.