Cuna Mutual Insurance Company Denies Long Term Disability Benefits after paying them for 6 years Madison Wisconsin

After working for 30 years in credit unions (18 of them as CEO) and being an advocate for credit unions and Cuna Ins., I loved my job & tried everything to be able to stay working, but I was no longer able to continue working. In 1999 CUNA approved my benefits after 3 months (and of course loads of doctor reports, x-rays, MRI's, etc). Almost every year around Christmas time they would hold up my benefits, saying my doc hadn't returned his form, or some other baloney and after about 3 mos. I would start receiving my benefits again. I realized this was a game & I played it.

Long story, short...(By the way after 2 years CUNA hired an attorney to file for soc. sec. benefits for me. I was approved on the 1st try. The atty. called me & told me I was the 1st client she ever had that had received benefits on the 1st claim.) Now, 6 years later they send me to a doc of their choice who was a quack, didn't even exam me & he said I could "possibly" work. Denial of benefits on! I appealed & they approved me & paid me for another 18 mos. Then I receive a letter that I am able to work at "something". (What I don't know). I called them & asked them why the change from the 1st decision..... they don't have any records from my filing & docs don't keep records over 7-10 years. Now they want ME to prove I am disabled again. They turned down my 2 appeals and I have been without benefits for 3 years. I have an attorney who is going to try to sue them.

I have been in such a depression over all of this for the last 3 years & I feel it's hopeless.

Patricia
Youngstown, Ohio
U.S.A.